# IOUly vs extrack

IOUly and extrack are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. IOUly sells 4 in-app purchases, starting at $4.99 per month and extrack sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

IOUly ships an update every 10 days, extrack every 2 weeks. The most recent releases landed on October 22, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | IOUly | extrack |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Size | 53 MB | 69 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Serdar OZKAN](https://appshunter.io/developer/1539288181) | [Atip Sookruksawong](https://appshunter.io/developer/1895273017) |

## What reviewers say

### IOUly

[App page](https://appshunter.io/ios/app/iouly-iou-tracker/id6760676140)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Whos Pro: Monthly | $4.99 | per month |
| Whos Pro: Yearly | $29.99 | per year |
| Lifetime · One-Time Offer | $39.99 | one-time |
| Whos Pro: Lifetime | $69.99 | one-time |


### extrack

[App page](https://appshunter.io/ios/app/extrack-debt-payoff-planner/id6782390915)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| extrack pro monthly | $2.99 | per month |
| extrack pro annual | $24.99 | per year |
| extrack pro lifetime | $34.99 | one-time |


## Frequently asked questions

### Is IOUly free?

IOUly is free to download, with in-app purchases available.

### Is extrack free?

extrack is free to download, with in-app purchases available.

### Do IOUly or extrack have ads?

Neither IOUly nor extrack shows ads.

### Which is updated more often, IOUly or extrack?

IOUly ships an update every 10 days, and extrack every 2 weeks. Most recently, IOUly was updated on October 22, 2026 and extrack on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*