# Kozeni vs Owed.today

The clearest difference is update cadence: Kozeni at every 2 days against Owed.today's every 5 days. Owed.today's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Kozeni sells 4 one-off in-app purchases and Owed.today sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Kozeni ships an update every 2 days, Owed.today every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Kozeni | Owed.today |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 5 days |
| Size | 9 MB | 3 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zicun Hang](https://appshunter.io/developer/1885663887) | [Jimmy Leimonitis](https://appshunter.io/developer/6792718823) |

## What reviewers say

### Kozeni

[App page](https://appshunter.io/ios/app/kozeni-spending-and-budgets/id6760676910)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $1.99 | one-time |
| Medium Tip | $3.99 | one-time |
| Kozeni Pro | $6.99 | one-time |
| Large Tip | $6.99 | one-time |


### Owed.today

[App page](https://appshunter.io/ios/app/owedtoday/id6792718821)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Owed in Full, Monthly | $4.99 | per month |
| Owed in Full, Yearly | $24.99 | per year |
| Owed in Full, Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Kozeni free?

Kozeni is free to download, with in-app purchases available.

### Is Owed.today free?

Owed.today is free to download, with in-app purchases available.

### Do Kozeni or Owed.today have ads?

Neither Kozeni nor Owed.today shows ads.

### Which is updated more often, Kozeni or Owed.today?

Kozeni ships an update every 2 days, and Owed.today every 5 days. Most recently, Kozeni was updated on October 31, 2026 and Owed.today on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*