# Simple Financials vs ACTRA

Simple Financials and ACTRA are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Simple Financials sells 10 in-app purchases, starting at $0.99 per month and ACTRA sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Financials ships an update every 5 weeks, ACTRA monthly. The most recent releases landed on September 10, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Simple Financials | ACTRA |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Size | 3 MB | 38 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | iPhone | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Joshua Armer](https://appshunter.io/developer/952983035) | [Mayur Late](https://appshunter.io/developer/1896566424) |

## What reviewers say

### Simple Financials

[App page](https://appshunter.io/ios/app/simple-financials/id6760677058)

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Coffee Supporter | $0.99 | per month |
| Bronze Supporter | $2.99 | per month |
| Silver Supporter | $4.99 | per month |
| Platinum Supporter | $9.99 | per month |
| Platinum Supporter | $19.99 | per month |
| Spare Change | $0.99 | one-time |
| I like it | $1.99 | one-time |
| Here's a Coffee | $4.99 | one-time |
| Here's a large coffee | $9.99 | one-time |
| Founder Support - Thank you | $19.99 | one-time |


### ACTRA

[App page](https://appshunter.io/ios/app/actra-discipline-tracker/id6768377708)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ACTRA Pro Monthly | $0.99 | per month |
| ACTRA Pro Yearly | $7.99 | per year |
| 3 Streak Freezes | $0.99 | one-time |
| Streak Freeze | $0.99 | one-time |


## Frequently asked questions

### Is Simple Financials free?

Simple Financials is free to download, with in-app purchases available.

### Is ACTRA free?

ACTRA is free to download, with in-app purchases available.

### Do Simple Financials or ACTRA have ads?

Neither Simple Financials nor ACTRA shows ads.

### Which is updated more often, Simple Financials or ACTRA?

Simple Financials ships an update every 5 weeks, and ACTRA monthly. Most recently, Simple Financials was updated on September 10, 2026 and ACTRA on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*