# DebtDrop vs Payfin

The clearest difference is update cadence: DebtDrop at every 4 days against Payfin's every 3 weeks. DebtDrop also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. DebtDrop sells 2 in-app purchases, starting at $4.99 per month and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

DebtDrop ships an update every 4 days, Payfin every 3 weeks. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | DebtDrop | Payfin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/debtdrop-debt-payoff-planner/id6760688835/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 43 MB | 71 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jacob Grossman](https://appshunter.io/developer/1885749487) | [Eunbi Go](https://appshunter.io/developer/6780333616) |

## What reviewers say

### DebtDrop

[App page](https://appshunter.io/ios/app/debtdrop-debt-payoff-planner/id6760688835)

This app provides a personalized, step-by-step plan to eliminate your debts efficiently. It offers two proven payoff methods and visualizes your progress, helping you save money and understand the true cost of your debt.

**Highlights:** Personalized payoff plan, Avalanche and Snowball methods, Monthly payment guidance, Interest vs. principal breakdown, Paycheck planner, Cloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ClearDebt Premium | $4.99 | per month |
| ClearDebt Premium (Annual) | $34.99 | per year |


### Payfin

[App page](https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |


## Frequently asked questions

### Is DebtDrop free?

DebtDrop is free to download, with in-app purchases available.

### Is Payfin free?

Payfin is free to download, with in-app purchases available.

### Do DebtDrop or Payfin have ads?

Neither DebtDrop nor Payfin shows ads.

### Which is updated more often, DebtDrop or Payfin?

DebtDrop ships an update every 4 days, and Payfin every 3 weeks. Most recently, DebtDrop was updated on October 20, 2026 and Payfin on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*