# OurPlan vs PayDown

The clearest difference is in-app purchases: PayDown at none against OurPlan's 2. PayDown also leads on iOS requirement (16.4 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. OurPlan sells 2 in-app purchases, starting at $9.99 per month. PayDown asks for nothing beyond the download.

OurPlan ships an update every 10 days, PayDown weekly. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | OurPlan | PayDown |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Size | 11 MB | 46 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Daniel Torrijos](https://appshunter.io/developer/1885955547) | [Andrew Carr](https://appshunter.io/developer/1822090504) |

## What reviewers say

### OurPlan

[App page](https://appshunter.io/ios/app/ourplan-couples-budget/id6760730097)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OurPlan Pro | $9.99 | per month |
| OurPlan Pro | $49.99 | per year |


### PayDown

[App page](https://appshunter.io/ios/app/paydown-bnpl-tracker/id6796058260)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OurPlan free?

OurPlan is free to download, with in-app purchases available.

### Is PayDown free?

PayDown is free to download, with no in-app purchases.

### Do OurPlan or PayDown have ads?

Neither OurPlan nor PayDown shows ads.

### Which is updated more often, OurPlan or PayDown?

OurPlan ships an update every 10 days, and PayDown weekly. Most recently, OurPlan was updated on October 7, 2026 and PayDown on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*