# Basis Budget vs SpendView

The clearest difference is monetization model: Basis Budget at free with in-app purchases against SpendView's subscription. Basis Budget also leads on ratings volume (6 vs 1). SpendView's advantage is iOS requirement (15.6 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Basis Budget sells 1 in-app purchase, starting at $4.99 per month and SpendView sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Basis Budget against 5.0 for SpendView. That said, the two scores are not equally well evidenced: Basis Budget has 6 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 31, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Basis Budget | SpendView |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/basis-budget-money-tracker/id6760737520/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendview-expense-tracker/id6762576812/reviews) |
| Number of ratings | **6** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 13 MB | 96 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JK Creative Studios LLC](https://appshunter.io/developer/1823042617) | [Albertazzi Labs LLC](https://appshunter.io/developer/1399729148) |

## What reviewers say

### Basis Budget

[App page](https://appshunter.io/ios/app/basis-budget-money-tracker/id6760737520)

Manage your finances with two distinct budgeting methods and track your net worth. Prioritizes user privacy with on-device encryption and no data selling or ads. Offers manual tracking for free, with optional bank syncing for automation.

**Highlights:** Two budgeting modes: Zero-based and Spending Limits, On-device encryption for enhanced privacy, Net worth tracking across various account types, Manual transaction entry and account tracking, Optional bank syncing via Plaid, Customizable categories and savings goals

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basis Budget | $4.99 | per month |


### SpendView

[App page](https://appshunter.io/ios/app/spendview-expense-tracker/id6762576812)

Effortlessly track your spending by connecting to your bank accounts. Automatically import and categorize transactions, or log them with voice commands. Visualize your financial habits with clear charts and budgets.

**Highlights:** Automatic bank transaction import, Voice-activated expense logging, Transaction categorization, Monthly budget tracking, Spending visualization charts, Secure bank connections via Plaid

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PenniAI Monthly | $6.99 | per month |
| SpendView Monthly | $11.99 | per month |
| SpendView Monthly | $14.99 | per month |
| PenniAI Annual | $29.99 | per year |
| SpendView Annual | $79.99 | per year |
| SpendView Annual | $99.99 | per year |


## Frequently asked questions

### Is Basis Budget free?

Basis Budget is free to download, with in-app purchases available.

### Is SpendView free?

SpendView is free to download, with in-app purchases available.

### Which has better reviews, Basis Budget or SpendView?

Basis Budget and SpendView are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.

### Do Basis Budget or SpendView have ads?

Neither Basis Budget nor SpendView shows ads.

### Which is updated more often, Basis Budget or SpendView?

Basis Budget ships an update every 4 days, and SpendView every 4 days. Most recently, Basis Budget was updated on October 31, 2026 and SpendView on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*