XZ vs Montra
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
XZ
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XZ is an AI-powered market analysis and crypto trading simulator app designed to help users analyze Crypto, Forex, Gold, and Stock markets using AI-powered tools, technical analysis, and Smart Money Concepts (SMC). Explore market trends, charts, technical indicators, AI-generated signals, and market insights across multiple financial markets โ all from one app. The built-in crypto trading simulator uses virtual funds only. It does not execute real-money trades, accept deposits or withdrawals, or connect to brokerage accounts. MULTI-MARKET ANALYSIS Explore AI-powered analysis across: โข Crypto โ Analyze cryptocurrencies, market trends, signals, and technical setups โข Forex โ Explore major currency pairs using technical and SMC analysis โข Gold โ Analyze gold market trends, structure, and technical conditions โข Stocks โ Explore stock charts, trends, and market insights AI-POWERED MARKET ANALYSIS Use advanced tools to explore: โข AI-generated market signals and insights โข Smart Money Concepts (SMC) โข Market trends and chart patterns โข Support and resistance levels โข Multi-timeframe analysis โข Technical indicators โข Market structure and potential scenarios X-BOT โ AI MARKET ASSISTANT Use X-Bot to explore market conditions, charts, technical patterns, and AI-generated insights in an easy-to-understand format. TRADING ACADEMY Learn how financial markets work through educational content covering technical analysis, market structure, risk management, trading concepts, and Smart Money Concepts. MARKET RUSH โ CRYPTO TRADING SIMULATOR Practice market decision-making with our interactive crypto trading simulator using virtual funds only. Market Rush does not involve real money, deposits, withdrawals, brokerage accounts, or real trade execution. IMPORTANT DISCLAIMER XZ provides market analysis, AI-generated insights, educational content, and simulated trading tools for informational, educational, and entertainment purposes. Nothing in the app constitutes personalized financial or investment advice. AI-generated signals, analysis, scenarios, and market insights do not guarantee future market performance. Users should conduct their own research and make their own financial decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vTO1sb1792ykQghbZbZomPDSQWiFSY9Ab-FrRNuwTWXPo5bLqAHPNkY2FieeynghC7IuVeS80f92P5A/pub
Montra
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Montra is a clean, private expense tracker built around how you actually get paid. Instead of forcing you into a calendar month, Montra tracks your money based on your salary cycle, so your balance always reflects your real financial month. KEY FEATURES Salary Cycle Tracking Set your salary day and Montra automatically groups transactions into your personal financial month. If your salary lands on the 25th, your month runs from the 25th to the 24th, the way you actually live. Smart Analytics See spending by category with a beautiful donut chart, track daily spending patterns, discover your top category, and monitor your daily average, all powered by Swift Charts. Quick Transaction Entry Add income or expenses in seconds with amount, category, note, date, time, and currency. Choose from 10 expense categories (Restaurants, Coffee, Shopping, Transport, Bills, Entertainment, Education, Health, Groceries, Other) or 4 income categories (Salary, Freelance, Investment, Other). Full Arabic and English Support Complete right-to-left layout and native translations across the entire app. Type numbers using any keyboard, Arabic numerals are automatically normalized. Multi-Currency Track in 10 currencies: SAR, USD, EUR, GBP, AED, KWD, BHD, QAR, OMR, and EGP. Monthly Budget Set your monthly budget and Montra factors it into your available balance for smarter spending decisions. Beautiful Dark Design A carefully crafted dark interface, easy on the eyes and stunning on your device. CSV Export Export all your transactions as CSV whenever you need. Your data is always yours. 100 Percent Private - No accounts - No cloud sync - No analytics - No network calls - All data stays on your device Montra is designed for people who want a simple, honest tool for managing money, without subscriptions, ads, or data collection. Download Montra and start tracking your money the way it actually flows.
Screenshots
Verdict
The clearest difference is in-app purchases: Montra at none against XZ's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. XZ sells 2 in-app purchases, starting at $6.99 per month. Montra asks for nothing beyond the download.
| Parameter | XZ | Montra |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | โ |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad, iPod โ better | iPhone, iPad |
| Requires iOS | 15.0 โ better | 16.0 |
| Further details โ not scored | ||
| Size | 78 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Mohamad Al-Heshmawi | Sultan Al-Zehairi |
In-app purchases
XZ
- Premium Monthly Access$6.991 Month
- Yearly Premium$34.991 Year
Montra
No in-app purchases









