# BalanceWise vs Inkapify

The clearest difference is device support: BalanceWise at 3 against Inkapify's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. BalanceWise sells 2 in-app purchases, starting at $4.99 per month and Inkapify sells 10 in-app purchases, starting at $39.99 per year. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on June 12, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | BalanceWise | Inkapify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/inkapify-expense-tracker/id6766141937/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Freemium |
| Size | 4 MB | 73 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Juan Marroquin](https://appshunter.io/developer/1886219096) | [Kamlesh Saini](https://appshunter.io/developer/1896210934) |

## What reviewers say

### BalanceWise

[App page](https://appshunter.io/ios/app/balancewise/id6760785739)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BalanceWise Pro | $4.99 | per month |
| BalanceWise Pro Annual | $47.99 | per year |


### Inkapify

[App page](https://appshunter.io/ios/app/inkapify-expense-tracker/id6766141937)

Manage your money with an AI-powered assistant that tracks expenses, budgets, and net worth. Ask personalized financial questions in plain language and get instant answers. Works offline for complete privacy and accessibility.

**Highlights:** AI-powered finance assistant, Expense and transaction tracking, Customizable budgeting, Net worth monitoring, Goal and debt management, Offline functionality, Receipt scanning and import

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Inkapify Pro Annual | $39.99 | per year |
| Donate $0.99 | $0.99 | one-time |
| Donate $2.99 | $2.99 | one-time |
| Donate $4.99 | $4.99 | one-time |
| Donate $7.99 | $7.99 | one-time |
| Donate $9.99 | $9.99 | one-time |
| Donate $14.99 | $14.99 | one-time |
| Donate $19.99 | $19.99 | one-time |
| Donate $49.99 | $49.99 | one-time |
| Donate $99.99 | $99.99 | one-time |


## Frequently asked questions

### Is BalanceWise free?

BalanceWise is free to download, with in-app purchases available.

### Is Inkapify free?

Inkapify is free to download, with in-app purchases available.

### Do BalanceWise or Inkapify have ads?

Neither BalanceWise nor Inkapify shows ads.

### Which is updated more often, BalanceWise or Inkapify?

BalanceWise ships an update weekly, and Inkapify weekly. Most recently, BalanceWise was updated on June 12, 2026 and Inkapify on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*