# Basic Checkbook vs Finolio

The clearest difference is in-app purchases: Finolio at none against Basic Checkbook's 2. Finolio also leads on device support (4 vs 1). Basic Checkbook's advantage is update cadence (every 2 days vs every 6 days). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. Finolio asks for nothing beyond the download.

Basic Checkbook ships an update every 2 days, Finolio every 6 days. The most recent releases landed on October 12, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Basic Checkbook | Finolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 6 days |
| Monetization | Free with in-app purchases | — |
| Size | 27 MB | 11 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Sean Trapani](https://appshunter.io/developer/1886235096) | [Michelangelo Spina](https://appshunter.io/developer/1795807944) |

## What reviewers say

### Basic Checkbook

[App page](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533)

A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.

**Highlights:** Running balance updates, Transaction logging (deposits, withdrawals, checks, transfers), Bank statement reconciliation, Search and filter transactions, Multiple account management, CSV export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $23.99 | per year |
| Lifetime Premium | $59.99 | one-time |


### Finolio

[App page](https://appshunter.io/ios/app/finolio/id6767923227)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Basic Checkbook free?

Basic Checkbook is free to download, with in-app purchases available.

### Is Finolio free?

Finolio is free to download, with no in-app purchases.

### Do Basic Checkbook or Finolio have ads?

Neither Basic Checkbook nor Finolio shows ads.

### Which is updated more often, Basic Checkbook or Finolio?

Basic Checkbook ships an update every 2 days, and Finolio every 6 days. Most recently, Basic Checkbook was updated on October 12, 2026 and Finolio on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*