# Debtly vs Payment Tracker

The clearest difference is iOS requirement: Debtly at 15.6 against Payment Tracker's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days and Payment Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debtly ships an update weekly, Payment Tracker every 5 days. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Debtly | Payment Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Size | 2 MB | 17 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sefa Cem Turan](https://appshunter.io/developer/1795692399) | [Bahattin Duran](https://appshunter.io/developer/1677311418) |

## What reviewers say

### Debtly

[App page](https://appshunter.io/ios/app/debtly-personal-debt-tracker/id6760789443)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtly Pro Weekly | $3.99 | per 7 days |
| Debtly Pro Monthly | $9.99 | per month |
| Debtly Pro Yearly | $29.99 | per year |


### Payment Tracker

[App page](https://appshunter.io/ios/app/payment-tracker-paylog/id6767353606)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayLog Premium — Weekly | $2.99 | per 7 days |
| PayLog Premium — Monthly | $6.99 | per month |


## Frequently asked questions

### Is Debtly free?

Debtly is free to download, with in-app purchases available.

### Is Payment Tracker free?

Payment Tracker is free to download, with in-app purchases available.

### Do Debtly or Payment Tracker have ads?

Neither Debtly nor Payment Tracker shows ads.

### Which is updated more often, Debtly or Payment Tracker?

Debtly ships an update weekly, and Payment Tracker every 5 days. Most recently, Debtly was updated on October 14, 2026 and Payment Tracker on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*