# Debtly vs Spendl

The clearest difference is update cadence: Debtly at weekly against Spendl's monthly. Debtly also leads on iOS requirement (15.6 vs 26.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days and Spendl sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Debtly ships an update weekly, Spendl monthly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Debtly | Spendl |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendl/id6781976305/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | — | Freemium |
| Size | 2 MB | 9 MB |
| Requires iOS | **15.6** | 26.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sefa Cem Turan](https://appshunter.io/developer/1795692399) | [Tessa Ballard](https://appshunter.io/developer/6780365028) |

## What reviewers say

### Debtly

[App page](https://appshunter.io/ios/app/debtly-personal-debt-tracker/id6760789443)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtly Pro Weekly | $3.99 | per 7 days |
| Debtly Pro Monthly | $9.99 | per month |
| Debtly Pro Yearly | $29.99 | per year |


### Spendl

[App page](https://appshunter.io/ios/app/spendl/id6781976305)

Manage recurring payments and identify unused subscriptions. Track costs in your preferred currency, set spending goals, and receive renewal alerts. Offers privacy-focused features like Face ID lock and iCloud sync.

**Highlights:** Track unlimited subscriptions, Monitor monthly/annual spend, Upcoming renewal alerts, Identify unused subscriptions, Spending goals and progress, Face ID & passcode lock, iCloud sync

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendl Pro | $4.99 | per month |
| Spendl Pro | $39.99 | per year |


## Frequently asked questions

### Is Debtly free?

Debtly is free to download, with in-app purchases available.

### Is Spendl free?

Spendl is free to download, with in-app purchases available.

### Do Debtly or Spendl have ads?

Neither Debtly nor Spendl shows ads.

### Which is updated more often, Debtly or Spendl?

Debtly ships an update weekly, and Spendl monthly. Most recently, Debtly was updated on October 28, 2026 and Spendl on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*