Debtly vs EasyDebts

Ever lend money to a friend and forget how much? Or realize you missed a bill payment because it slipped through the cracks? Debtly is the personal debt tracker that keeps every IOU, loan, bill, and receivable organized in one clean, private place — so nothing gets lost. Whether you're tracking money you lent to friends, managing loans between family members, or keeping tabs on business receivables, Debtly gives you a crystal-clear picture of who owes you, who you owe, and exactly how each balance changes over time. WHY DEBTLY? Most finance apps are built for budgeting or debt payoff planning. Debtly is different — it's designed specifically for tracking personal debts, IOUs, and money owed between people. No complicated setup. No bank connections required. Just simple, powerful debt tracking that works. CORE FEATURES: INSTANT DEBT RECORDING Add a new debt or IOU in seconds. Record who borrowed money, how much, when it's due, and attach notes for context. Supports multiple currencies so you can track debts across borders. PERSON-BY-PERSON OVERVIEW See every balance broken down by person. Know at a glance: who owes you the most, who you need to pay back first, and what the total picture looks like. No more guessing or mental math. SMART DUE DATE REMINDERS Never miss a repayment deadline. Set custom reminders for upcoming due dates and get notified before payments are late. Stay ahead of every obligation — both what you owe and what's owed to you. BUILT-IN ANALYTICS & INSIGHTS Understand your debt patterns with visual analytics. See trends over time, identify which debts to prioritize for collection, and use smart payoff plans to decide what to settle first. MULTI-CURRENCY SUPPORT Track debts in different currencies without mixing them up. Perfect for international friendships, travel debts, or cross-border business dealings. ATTACH NOTES & HISTORY Add context to every entry with notes. Review the full payment history for each debt — see what was paid, when, and what remains. Export data when you need records. 100% PRIVATE & AD-FREE Your financial data is yours alone. Debtly works without ads, without tracking, and without a forced account. No third-party access. No data mining. Just your debts, your way. ICLOUD SYNC (OPTIONAL) Keep your records synchronized across iPhone and iPad with optional iCloud sync. Your data stays updated on all your devices when you want it — and stays private when you don't. PERFECT FOR: - Friends splitting dinner bills, rent, or vacation costs - Family members tracking shared expenses or personal loans - Freelancers managing client payments and receivables - Small business owners tracking who owes what - Anyone who lends or borrows money regularly PRIVACY FIRST: Debtly is built with privacy at its core. We believe your financial information should stay with you. That's why Debtly requires no account registration, has no ads or tracking, stores data locally on your device, and offers optional — never forced — cloud sync. Download Debtly today. Track every IOU, every loan, every bill. Never lose track of money again. --- Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.sefacemturan.com/privacy/debtly

EasyDebts Tracker is a simple and private app that helps you record money you need to receive and money you need to pay. It is useful for personal debts, small business credit records, customer balances, shop records, freelance payments, bills, loans, and money exchanged between friends, clients, or customers. You can easily record who gave or took money, how much is pending, when the payment is due, and when the payment is completed. With EasyDebts Tracker, you can save the person or client name, phone number, amount, currency, date, due date, notes, and payment status. When money is paid later or returned back, you can update the record and attach a payment screenshot, receipt, invoice, bill, or proof image from your camera or gallery. EasyDebts Tracker supports 70+ currencies, making it useful for users who deal with different currencies for personal or business records. You can record separate balances by currency and clearly see how much you need to receive or pay. The app also includes due date reminders. You can enable payment reminders and choose reminder days, such as before the due date or on the payment date, so you do not forget important pending payments. You can also call the person or client directly from the app, making it easier to follow up on pending payments or confirm payment details. EasyDebts Tracker allows you to export each client’s transaction history as a PDF file. This is useful for keeping records, printing, sharing with clients, or saving payment history for future reference. EasyDebts Tracker is designed to be simple, fast, and easy to use. You do not need to create an account or sign in to use the app. Your records are stored locally on your device, giving you more privacy and control over your data. The app also supports backup and restore. You can export your records into a ZIP backup file before uninstalling the app or changing your device. After installing the app again, you can restore your records from the ZIP file, including saved records and attached receipt images. Main Features: • Record money you need to receive • Record money you need to pay • Save person or client name and phone number • Call the person or client directly from the app • Save amount, currency, date, and due date • Support for 70+ currencies • Attach payment screenshots, receipts, invoices, bills, or proof images • Mark records as unpaid, partially paid, or paid • View and manage payment history • View client balance and transaction history • Export client transaction history as a PDF file • Enable due date and payment reminders • Choose reminder days from settings • Search records easily • Use the app without account registration • Store records locally on your device • Backup and restore data using a ZIP file EasyDebts Tracker helps you keep clear records of pending money, returned payments, and completed payments. It is useful for personal use, small businesses, shop owners, freelancers, customers, friends, and anyone who needs a simple way to manage debt, due, and payment records.