# Debtly vs DebtFlow

The clearest difference is ads: Debtly at none against DebtFlow's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days and DebtFlow sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Debtly ships an update weekly, DebtFlow every 2 weeks. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Debtly | DebtFlow |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 2 weeks |
| Size | 2 MB | 71 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Sefa Cem Turan](https://appshunter.io/developer/1795692399) | [Ayobami Lawal](https://appshunter.io/developer/1598897718) |

## What reviewers say

### Debtly

[App page](https://appshunter.io/ios/app/debtly-personal-debt-tracker/id6760789443)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtly Pro Weekly | $3.99 | per 7 days |
| Debtly Pro Monthly | $9.99 | per month |
| Debtly Pro Yearly | $29.99 | per year |


### DebtFlow

[App page](https://appshunter.io/ios/app/debtflow-debt-tracker-iou/id6785288024)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $1.99 | per month |
| 1 Year | $9.99 | per year |
| Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Debtly free?

Debtly is free to download, with in-app purchases available.

### Is DebtFlow free?

DebtFlow is free to download, with in-app purchases available.

### Do Debtly or DebtFlow have ads?

DebtFlow shows ads; Debtly does not.

### Which is updated more often, Debtly or DebtFlow?

Debtly ships an update weekly, and DebtFlow every 2 weeks. Most recently, Debtly was updated on October 14, 2026 and DebtFlow on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*