# Debtly vs Finerva

The clearest difference is in-app purchases: Finerva at none against Debtly's 3. Debtly's advantage is iOS requirement (15.6 vs 18.1). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Debtly sells 3 in-app purchases, starting at $3.99 per 7 days. Finerva asks for nothing beyond the download.

Debtly ships an update weekly, Finerva every 4 days. The most recent releases landed on October 31, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Debtly | Finerva |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Size | 2 MB | 49 MB |
| Requires iOS | **15.6** | 18.1 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Sefa Cem Turan](https://appshunter.io/developer/1795692399) | [Vladyslav Haiduk](https://appshunter.io/developer/6802813586) |

## What reviewers say

### Debtly

[App page](https://appshunter.io/ios/app/debtly-personal-debt-tracker/id6760789443)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtly Pro Weekly | $3.99 | per 7 days |
| Debtly Pro Monthly | $9.99 | per month |
| Debtly Pro Yearly | $29.99 | per year |


### Finerva

[App page](https://appshunter.io/ios/app/finerva/id6802813584)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Debtly free?

Debtly is free to download, with in-app purchases available.

### Is Finerva free?

Finerva is free to download, with no in-app purchases.

### Do Debtly or Finerva have ads?

Neither Debtly nor Finerva shows ads.

### Which is updated more often, Debtly or Finerva?

Debtly ships an update weekly, and Finerva every 4 days. Most recently, Debtly was updated on October 31, 2026 and Finerva on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*