Sejf vs PocketMates

Track your net worth over time - so you always know where you stand financially. Add your assets and liabilities, record monthly snapshots, and watch your wealth grow. Built for long-term investors who want clarity, not complexity. TRACK EVERYTHING • Cash and bank accounts • Real estate • Stocks, ETFs, bonds, and retirement accounts • Cryptocurrencies • Precious metals • Custom assets • Liabilities including mortgages, loans, and credit cards • Multi-currency support with live exchange rates • Connect ticker symbols for automatic market price updates SEE YOUR PROGRESS Record monthly snapshots and build a picture of your financial journey. The history chart shows your net worth over time, helping you understand long-term trends and measure your progress. CAGR (Compound Annual Growth Rate) shows how quickly your wealth is growing, giving you a clear view of your long-term performance. PLAN FOR THE FUTURE • Goals - set a target net worth and track your projected arrival date • FIRE Number - calculate how much you need to retire based on your annual expenses and withdrawal rate YOUR DATA, YOUR CONTROL • Offline-first - no account required • iCloud sync across your Apple devices • Face ID and Touch ID protection • Export your data to CSV or JSON • No subscriptions Sejf helps you stay focused on what matters most: understanding your finances, building wealth, and achieving your long-term goals.

One budget for two. Every expense either of you adds shows up on both phones in real time — no spreadsheets, no "did you pay that?". PocketMates is a money tracker built for couples, and it works just as well on your own. Add a purchase in two taps, by voice or from a photo of the receipt. You can start without creating an account. TOGETHER • One shared space: accounts, budgets and goals you both see • Private accounts and goals only you can see • See who added what • One Premium subscription covers both of you TRACK SPENDING AND INCOME • Split a receipt across categories, transfers with fees, refunds • Automatic category rules, tags and your own categories • Multi-currency accounts: USD, EUR, GBP, PLN, UAH and more • Import bank statements • Automatic sync with monobank (Ukraine) PLAN AHEAD • Monthly budgets per category with an alert at 80% • Subscriptions and recurring bills with reminders — and a heads-up when a service changes its price • Credit cards and installment plans under control • Savings goals and multi-year savings plans • Forecast of what's left by the end of the month • Tips on how much to set aside for a goal each month and how to pay off debts faster FAST • Home Screen and Lock Screen widgets, Control Center controls • Siri and Shortcuts: add an expense or check a balance without opening the app • Face ID or passcode lock, hide balances with one tap • Dark mode and your own accent colour INVESTMENTS • A stock and ETF portfolio with live prices FREE AND PREMIUM Expense tracking, bank sync and this month's analytics are free. Premium removes the limits on accounts, budgets, categories, rules and scheduled payments, and adds 12 months of analytics, savings plans and CSV import. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pocketmates.app/privacy