# 清记 vs WhySpend

The clearest difference is update cadence: 清记 at every 2 days against WhySpend's weekly. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and WhySpend sells 2 in-app purchases, starting at $7.99 per year. Whichever you choose, the download price is not the number that matters.

清记 ships an update every 2 days, WhySpend weekly. The most recent releases landed on October 21, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | 清记 | WhySpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Weekly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 78 MB | 29 MB |
| Requires iOS | **17** | 18.0 |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 9+ | 4+ |
| Developer | [若飞 王](https://appshunter.io/developer/1863705165) | [俊宏 刘](https://appshunter.io/developer/1848805585) |

## What reviewers say

### 清记

[App page](https://appshunter.io/ios/app/ai/id6760958511)

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

**Highlights:** Minimalist expense recording, Ad-free and distraction-free interface, Visual financial summaries (charts), Absolute privacy for financial data, Elegant and clean design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 清记会员月度订阅 | $0.99 | per month |
| 清记会员年度订阅 | $3.99 | per year |
| 清记记账永久会员 | $4.99 | one-time |


### WhySpend

[App page](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456)

This app helps you track your spending by not only recording the amount but also the emotions behind each purchase. It focuses on understanding mood-driven versus necessity spending with simple logging and insightful reviews. Gain clarity on your financial habits and emotional triggers without complex accounting.

**Highlights:** Log spending with amount, category, and mood, Customizable mood tags, Detailed spending and mood reports, Emotional spending trend analysis, Gentle spending alerts, Post-purchase reflection, iCloud sync for data privacy

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $7.99 | per year |
| Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 清记 free?

清记 is free to download, with in-app purchases available.

### Is WhySpend free?

WhySpend is free to download, with in-app purchases available.

### Do 清记 or WhySpend have ads?

Neither 清记 nor WhySpend shows ads.

### Which is updated more often, 清记 or WhySpend?

清记 ships an update every 2 days, and WhySpend weekly. Most recently, 清记 was updated on October 21, 2026 and WhySpend on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*