# 清记 vs 生存记账

The clearest difference is monetization model: 生存记账 at free against 清记's free with in-app purchases. 生存记账 also leads on iOS requirement (15.0 vs 17). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and 生存记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | 清记 | 生存记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6779962507/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 days | Every 2 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 78 MB | 45 MB |
| Requires iOS | 17 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 9+ | 4+ |
| Developer | [若飞 王](https://appshunter.io/developer/1863705165) | [德培 卢](https://appshunter.io/developer/1651880990) |

## What reviewers say

### 清记

[App page](https://appshunter.io/ios/app/ai/id6760958511)

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

**Highlights:** Minimalist expense recording, Ad-free and distraction-free interface, Visual financial summaries (charts), Absolute privacy for financial data, Elegant and clean design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 清记会员月度订阅 | $0.99 | per month |
| 清记会员年度订阅 | $3.99 | per year |
| 清记记账永久会员 | $4.99 | one-time |


### 生存记账

[App page](https://appshunter.io/ios/app/id6779962507)

A clean and simple personal finance app for tracking income, expenses, and debts. It offers quick recording, automatic recognition of financial details, and comprehensive analysis of your spending and liabilities. Manage cash, credit cards, and installment bills with ease.

**Highlights:** Quick income and expense recording, Automatic financial detail recognition, Cash and credit card account management, Installment bill calculation, Unified asset and debt view, Spending analysis and statistics, Data import and export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 请我喝杯水 | $0.99 | one-time |
| 请我喝杯咖啡 | $0.99 | one-time |
| 请我喝两杯咖啡 | $2.99 | one-time |
| 请我喝一壶咖啡 | $6.99 | one-time |


## Frequently asked questions

### Is 清记 free?

清记 is free to download, with in-app purchases available.

### Is 生存记账 free?

生存记账 is free to download, with in-app purchases available.

### Do 清记 or 生存记账 have ads?

Neither 清记 nor 生存记账 shows ads.

### Which is updated more often, 清记 or 生存记账?

清记 ships an update every 2 days, and 生存记账 every 2 days. Most recently, 清记 was updated on October 21, 2026 and 生存记账 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*