# 清记 vs M Budget

The clearest difference is update cadence: 清记 at every 2 days against M Budget's fortnightly. M Budget's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

清记 ships an update every 2 days, M Budget fortnightly. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 清记 | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 78 MB | 34 MB |
| Requires iOS | **17** | 17.2 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 9+ | 4+ |
| Developer | [若飞 王](https://appshunter.io/developer/1863705165) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### 清记

[App page](https://appshunter.io/ios/app/ai/id6760958511)

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

**Highlights:** Minimalist expense recording, Ad-free and distraction-free interface, Visual financial summaries (charts), Absolute privacy for financial data, Elegant and clean design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 清记会员月度订阅 | $0.99 | per month |
| 清记会员年度订阅 | $3.99 | per year |
| 清记记账永久会员 | $4.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $4.99 | one-time |


## Frequently asked questions

### Is 清记 free?

清记 is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Do 清记 or M Budget have ads?

Neither 清记 nor M Budget shows ads.

### Which is updated more often, 清记 or M Budget?

清记 ships an update every 2 days, and M Budget fortnightly. Most recently, 清记 was updated on October 21, 2026 and M Budget on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*