# Spendaq vs Ledger Budget Tracker

The clearest difference is rating: Ledger Budget Tracker at 5.0 against Spendaq's 4.5. Ledger Budget Tracker also leads on in-app purchases (none vs 3) and update cadence (every 2 days vs every 3 weeks). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. Spendaq sells 3 in-app purchases, starting at $4.99 per month. Ledger Budget Tracker asks for nothing beyond the download.

Ledger Budget Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Spendaq ships an update every 3 weeks, Ledger Budget Tracker every 2 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Spendaq | Ledger Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledger-budget-tracker/id6787550306/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | Freemium | **Free** |
| Size | 14 MB | 31 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rakib Joarder](https://appshunter.io/developer/1490618520) | [Panneerselvam Chinnasamy](https://appshunter.io/developer/6787550308) |

## What reviewers say

### Spendaq

[App page](https://appshunter.io/ios/app/spendaq-expense-tracker/id6760961137)

This app helps you track your expenses and manage your budget without needing to link bank accounts. It offers a private and secure way to monitor your spending, set budget limits, and view detailed reports. Features include quick transaction logging, recurring bill reminders, and customizable categories.

**Highlights:** Fast expense logging, Customizable budgets, Privacy-focused design, Offline functionality, Data export (Pro), Multiple financial vaults (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendaq Pro Monthly | $4.99 | per month |
| Spendaq Pro Annual | $29.99 | per year |
| Spendaq Pro – Lifetime | $79.99 | one-time |


### Ledger Budget Tracker

[App page](https://appshunter.io/ios/app/ledger-budget-tracker/id6787550306)

Track your spending, manage debt, and set savings goals with this ad-free budget app. It offers a focused approach to personal finance with manual entry and privacy-focused features.

**Highlights:** Envelope budgeting, Debt tracking, Savings goals, Manual transaction logging, Privacy controls, Due date reminders

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spendaq free?

Spendaq is free to download, with in-app purchases available.

### Is Ledger Budget Tracker free?

Ledger Budget Tracker is free to download, with no in-app purchases.

### Which has better reviews, Spendaq or Ledger Budget Tracker?

Ledger Budget Tracker is rated higher. Spendaq averages 4.5 out of 5 from 2 ratings, while Ledger Budget Tracker averages 5.0 from 1 ratings.

### Do Spendaq or Ledger Budget Tracker have ads?

Neither Spendaq nor Ledger Budget Tracker shows ads.

### Which is updated more often, Spendaq or Ledger Budget Tracker?

Spendaq ships an update every 3 weeks, and Ledger Budget Tracker every 2 days. Most recently, Spendaq was updated on October 31, 2026 and Ledger Budget Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*