# OweTrack vs Clero

The clearest difference is iOS requirement: Clero at 15.1 against OweTrack's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month and Clero sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | OweTrack | Clero |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Size | 5 MB | 42 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) | [Oguzhan Aygun](https://appshunter.io/developer/1881072875) |

## What reviewers say

### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


### Clero

[App page](https://appshunter.io/ios/app/clero-debt-and-sub-tracker/id6762064447)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Clero Premium | $2.99 | per month |
| Clero Premium | $14.99 | per year |
| Clero Premium | $19.99 | one-time |


## Frequently asked questions

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Is Clero free?

Clero is free to download, with in-app purchases available.

### Do OweTrack or Clero have ads?

Neither OweTrack nor Clero shows ads.

### Which is updated more often, OweTrack or Clero?

OweTrack ships an update fortnightly, and Clero fortnightly. Most recently, OweTrack was updated on October 24, 2026 and Clero on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*