# OweTrack vs Debt off planner

OweTrack and Debt off planner are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month and Debt off planner sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

OweTrack ships an update fortnightly, Debt off planner every 2 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | OweTrack | Debt off planner |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Size | 5 MB | 10 MB |
| Requires iOS | 18.6 | **17.6** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) | [平益 王](https://appshunter.io/developer/1891759195) |

## What reviewers say

### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


### Debt off planner

[App page](https://appshunter.io/ios/app/debt-off-planner/id6764473768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $17.99 | per year |


## Frequently asked questions

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Is Debt off planner free?

Debt off planner is free to download, with in-app purchases available.

### Do OweTrack or Debt off planner have ads?

Neither OweTrack nor Debt off planner shows ads.

### Which is updated more often, OweTrack or Debt off planner?

OweTrack ships an update fortnightly, and Debt off planner every 2 weeks. Most recently, OweTrack was updated on October 24, 2026 and Debt off planner on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*