# OweTrack vs Lift Debt

The clearest difference is in-app purchases: Lift Debt at none against OweTrack's 3. Lift Debt also leads on device support (3 vs 1) and iOS requirement (13.0 vs 18.6). On price, update cadence and ads there is nothing between them.

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month. Lift Debt asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | OweTrack | Lift Debt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Size | 5 MB | 45 MB |
| Requires iOS | 18.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) | [Denis Christian Grzybek](https://appshunter.io/developer/6787035145) |

## What reviewers say

### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


### Lift Debt

[App page](https://appshunter.io/ios/app/lift-debt/id6787035143)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Is Lift Debt free?

Lift Debt is free to download, with no in-app purchases.

### Do OweTrack or Lift Debt have ads?

Neither OweTrack nor Lift Debt shows ads.

### Which is updated more often, OweTrack or Lift Debt?

OweTrack ships an update fortnightly, and Lift Debt fortnightly. Most recently, OweTrack was updated on October 24, 2026 and Lift Debt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*