# OweTrack vs iDeptly

The clearest difference is device support: iDeptly at 3 against OweTrack's 1. iDeptly also leads on iOS requirement (13.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month and iDeptly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

OweTrack ships an update fortnightly, iDeptly every 3 weeks. The most recent releases landed on September 27, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | OweTrack | iDeptly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Size | 5 MB | 35 MB |
| Requires iOS | 18.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Yieldmonk Technologies LLC](https://appshunter.io/developer/1896411392) | [IBARQ](https://appshunter.io/developer/1635838691) |

## What reviewers say

### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-debt-tracker/id6760969178)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $7.99 | per month |
| Yearly Subscription | $39.99 | per year |
| Lifetime Plan | $59.99 | one-time |


### iDeptly

[App page](https://appshunter.io/ios/app/ideptly-debt-tracker/id6792734607)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iDeptly Pro | $4.99 | one-time |


## Frequently asked questions

### Is OweTrack free?

OweTrack is free to download, with in-app purchases available.

### Is iDeptly free?

iDeptly is free to download, with in-app purchases available.

### Do OweTrack or iDeptly have ads?

Neither OweTrack nor iDeptly shows ads.

### Which is updated more often, OweTrack or iDeptly?

OweTrack ships an update fortnightly, and iDeptly every 3 weeks. Most recently, OweTrack was updated on September 27, 2026 and iDeptly on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*