# PactApp vs COcartera

The clearest difference is ads: COcartera at none against PactApp's shown. COcartera also leads on iOS requirement (13.0 vs 15.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. PactApp sells 4 in-app purchases, starting at $4.99 per month and COcartera sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

PactApp ships an update weekly, COcartera every 5 days. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | PactApp | COcartera |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 5 days** |
| Size | 115 MB | 77 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [RS Capital LLC](https://appshunter.io/developer/1887101456) | [VERLEIDIS VARILLA VASQUEZ](https://appshunter.io/developer/1887153560) |

## What reviewers say

### PactApp

[App page](https://appshunter.io/ios/app/pactapp-loan-contracts/id6760973675)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard | $4.99 | per month |
| Pro | $9.99 | per month |
| Standard Annual | $49.99 | per year |
| Pro Annual | $89.99 | per year |


### COcartera

[App page](https://appshunter.io/ios/app/cocartera/id6767314538)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SOLO DEUDAS | $2.99 | per month |


## Frequently asked questions

### Is PactApp free?

PactApp is free to download, with in-app purchases available.

### Is COcartera free?

COcartera is free to download, with in-app purchases available.

### Do PactApp or COcartera have ads?

PactApp shows ads; COcartera does not.

### Which is updated more often, PactApp or COcartera?

PactApp ships an update weekly, and COcartera every 5 days. Most recently, PactApp was updated on October 13, 2026 and COcartera on October 9, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*