Comparison

Byll AI vs PAKKO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Byll AI

Features
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Snap a receipt, say an expense out loud, or type it the way you'd say it. Byll AI logs it for you and shows where your money goes: what you spend on your own and what you share with your group, down to the cent. Log an expense in seconds • Take a photo, pick one from your library, or upload a PDF: AI reads the merchant, items, prices, and tax • Say it or type it in a sentence, like "dinner with Sam, $42", and AI logs it for you (iOS 26 or later) • Set recurring expenses daily, on weekdays, weekly, monthly, yearly, or on the days you choose • Duplicate a receipt in one tap when you buy the same thing again See where your money goes • Your spending by category, merchant, and month, in charts that are easy to read • Set a budget for each category and see at a glance how much is left this month • Get an alert when an expense is well above what you usually spend at that store or in that category • Export receipts as PDF and spending as CSV Split with your group • Create groups for roommates, a trip, your partner, or Friday dinners • Assign each item to whoever ordered it, split evenly, or split by percentage • Byll AI works out who owes whom in the fewest payments • Someone doesn't have the app? Add them as a guest and send them a link so they can see what they owe and let you know when they've paid • Request and confirm payments in the app, with friendly reminders when a debt drags on • Wrap up with the group recap: its numbers and a set of cards to share in your stories Who's paying tonight? • Spin the wheel: the loser treats • Or guess the price of the receipt: the closest guess pays nothing and the rest split the check Byll Pro • Up to 1,000 scans a month, plus MAX mode for long receipts in one go • Unlimited voice and typed expenses, and unlimited CSV and PDF exports • Returns: the deadline for every purchase, a calendar with each store's logo, and a reminder before it runs out • Price history: how the price of everything you buy changes over time • Your own categories, to sort spending your way Built for iPhone • On iOS 26 or later, Byll AI uses the system's own interface: Liquid Glass and native lists, menus, and sheets • Your receipt's barcode full screen at max brightness, ready to show at the register • Light and dark mode • 150+ currencies, in English and Spanish Free to start Byll AI is free, and every month includes 10 scans and 3 voice or typed expenses. Invite a friend: once they scan their first receipt, you each get 5 more scans. Byll Pro is an auto-renewing monthly or yearly subscription. Payment is charged to your Apple Account when you confirm your purchase, and it renews unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://byllapp.com/terminos Privacy Policy: https://byllapp.com/privacidad

About

PAKKO

Features
Read full description

Splitting expenses has never been easier or more fun! PAKKO is your perfect companion for sharing accounts with friends, partners or roommates. Group dinner? BBQ? Trip in sight? Forget about the calculator and headaches. With PAKKO you can: • Scan tickets with AI: Upload the photo of the receipt and our Artificial Intelligence will detect the amounts automatically. • Add expenses by hand quickly and easily. • Playing "Paganini Roulette": Don't you know who pays for the next round of beers? Let luck decide! • See clear histories of who owes whom. Download PAKKO and start enjoying your plans without worrying about accounts.

Screenshots

Byll AI4 screens
PAKKO4 screens

Verdict

The call

The clearest difference is in-app purchases: PAKKO at none against Byll AI's 2. Byll AI's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Byll AI sells 2 in-app purchases, starting at $3.99 per month. PAKKO asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Byll AI versus PAKKO: the parameters behind the verdict, then further details
ParameterByll AIPAKKO
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size108 MB63 MB
Age rating4+4+
DeveloperRUBEN BAUTISTA PELAEZAlvaro Vizuete Valle

In-app purchases

2 purchases

Byll AI

Subscriptions2
  • Byll Pro Monthly1 Month trial$3.991 Month
  • Byll Pro Annual1 Month trial$24.991 Year
None

PAKKO

No in-app purchases

Questions

Is Byll AI free?
Byll AI is free to download, with in-app purchases available.
Is PAKKO free?
PAKKO is free to download, with no in-app purchases.
Do Byll AI or PAKKO have ads?
PAKKO shows ads; Byll AI does not.
Which is updated more often, Byll AI or PAKKO?
Byll AI ships an update every 3 weeks, and PAKKO every 3 weeks. Most recently, Byll AI was updated on November 5, 2026 and PAKKO on October 31, 2026.

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