# Mduyen Ledger vs Moniq

The clearest difference is in-app purchases: Mduyen Ledger at none against Moniq's 4. Mduyen Ledger also leads on iOS requirement (17.0 vs 26.0). Moniq's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Moniq sells 4 one-off in-app purchases. Mduyen Ledger asks for nothing beyond the download.

Mduyen Ledger ships an update every 3 months, Moniq every 3 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | Mduyen Ledger | Moniq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mduyen-ledger/id6761039712/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 4 MB | 23 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Thi My Duyen Phan](https://appshunter.io/developer/1879151341) | [Sebastian Vogel](https://appshunter.io/developer/1893149596) |

## What reviewers say

### Mduyen Ledger

[App page](https://appshunter.io/ios/app/mduyen-ledger/id6761039712)

Effortlessly track your money with this personal finance app. Manage daily expenses, analyze spending habits, and maintain multiple ledgers with a clean, intuitive interface. Understand your financial trends and take control of your money.

**Highlights:** Multi-ledger support, Easy income & expense tracking, Monthly financial overview, Spending analysis and trends, Flexible account management, CSV data import/export, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Moniq

[App page](https://appshunter.io/ios/app/moniq-simple-expense-tracker/id6762153392)

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Moniq Supporter | $2.99 | one-time |
| Medium Tip | $3.99 | one-time |
| Large Tip | $8.99 | one-time |


## Frequently asked questions

### Is Mduyen Ledger free?

Mduyen Ledger is free to download, with no in-app purchases.

### Is Moniq free?

Moniq is free to download, with in-app purchases available.

### Do Mduyen Ledger or Moniq have ads?

Neither Mduyen Ledger nor Moniq shows ads.

### Which is updated more often, Mduyen Ledger or Moniq?

Mduyen Ledger ships an update every 3 months, and Moniq every 3 weeks. Most recently, Mduyen Ledger was updated on October 31, 2026 and Moniq on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*