# Mduyen Ledger vs Settle

The clearest difference is update cadence: Settle at every 4 days against Mduyen Ledger's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mduyen Ledger ships an update every 3 months, Settle every 4 days. The most recent releases landed on September 30, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Mduyen Ledger | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mduyen-ledger/id6761039712/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 days** |
| Monetization | Free | — |
| Size | 4 MB | 49 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thi My Duyen Phan](https://appshunter.io/developer/1879151341) | [Eduard Kovtun](https://appshunter.io/developer/6787029420) |

## What reviewers say

### Mduyen Ledger

[App page](https://appshunter.io/ios/app/mduyen-ledger/id6761039712)

Effortlessly track your money with this personal finance app. Manage daily expenses, analyze spending habits, and maintain multiple ledgers with a clean, intuitive interface. Understand your financial trends and take control of your money.

**Highlights:** Multi-ledger support, Easy income & expense tracking, Monthly financial overview, Spending analysis and trends, Flexible account management, CSV data import/export, Privacy-first design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Settle

[App page](https://appshunter.io/ios/app/settle-expense-tracker/id6787029418)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mduyen Ledger free?

Mduyen Ledger is free to download, with no in-app purchases.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do Mduyen Ledger or Settle have ads?

Neither Mduyen Ledger nor Settle shows ads.

### Which is updated more often, Mduyen Ledger or Settle?

Mduyen Ledger ships an update every 3 months, and Settle every 4 days. Most recently, Mduyen Ledger was updated on September 30, 2026 and Settle on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*