# Dues vs PayDown

The clearest difference is in-app purchases: PayDown at none against Dues's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Dues sells 4 in-app purchases, starting at $4.99 per month. PayDown asks for nothing beyond the download.

Dues ships an update fortnightly, PayDown every 11 days. The most recent releases landed on October 8, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Dues | PayDown |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paydown-bnpl-tracker/id6796058260/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | — | Free |
| Size | 22 MB | 46 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pawan Kumar](https://appshunter.io/developer/1633039939) | [Andrew Carr](https://appshunter.io/developer/1822090504) |

## What reviewers say

### Dues

[App page](https://appshunter.io/ios/app/dues-bill-tracker-and-reminder/id6761047973)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Family Plan – Monthly | $7.99 | per month |
| Yearly | $39.99 | per year |
| Family Plan – Annual | $59.99 | per year |


### PayDown

[App page](https://appshunter.io/ios/app/paydown-bnpl-tracker/id6796058260)

Track all your buy now, pay later plans and other debts in one place. See your exact debt-free date and get personalized payoff strategies. It's designed for privacy with no bank logins or ads.

**Highlights:** Consolidated payment schedule, AI-powered statement parsing, Projected debt-free date, Debt payoff strategy comparison, Safe-to-spend calculation, Home screen widget

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Dues free?

Dues is free to download, with in-app purchases available.

### Is PayDown free?

PayDown is free to download, with no in-app purchases.

### Do Dues or PayDown have ads?

Neither Dues nor PayDown shows ads.

### Which is updated more often, Dues or PayDown?

Dues ships an update fortnightly, and PayDown every 11 days. Most recently, Dues was updated on October 8, 2026 and PayDown on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*