Smart Calculator vs KishtSathi

Smart Calculator puts 190+ calculators in one app, so you never need to search for a different tool again. Loans and EMI, mortgage, investment, tax, health, math, dates and unit conversion are all here, with clear results, charts and full schedules. WHY SMART CALCULATOR • 190+ calculators in four groups: Financial, Math, Health and Other • Instant results as you type, with the working shown • Charts and month-by-month repayment schedules • Export a schedule or result as PDF or CSV, or share it • Search every calculator, star your favourites, reopen from history • Your currency symbol, number format (international or lakh/crore), metric or US units, and date format • Light and dark mode • Designed for iPhone and iPad • No account and no sign-up LOANS, EMI AND MORTGAGE Loan Calculator, Mortgage Calculator, Amortization, Auto Loan, Personal Loan, Business Loan, Student Loan, Home Equity Loan, Refinance, Down Payment, Rent vs. Buy, APR, Credit Card Payoff, Debt Payoff and Debt Consolidation. See the payment, total interest, the principal and interest split, and the balance over time. INVESTMENT AND SAVINGS Compound Interest, Simple Interest, Investment, Savings, CD, Bond, Mutual Fund, ROI, IRR, Present Value, Future Value, Inflation, Retirement, Annuity and Pension calculators. TAX, SALARY AND BUSINESS Sales Tax, VAT, Discount, Margin, Commission, Depreciation, Salary, Budget and Currency calculators. Some tax and retirement calculators follow United States rules and are marked "US" in the app. MATH AND SCIENCE Scientific Calculator with trig, logs, powers, memory and history. Fraction, Percentage, Exponent, Root, Log, Ratio, Quadratic Formula, Matrix, Binary, Hex, Standard Deviation, Probability, Statistics, Triangle, Circle, Area and Volume calculators. HEALTH AND FITNESS BMI, Calorie, Body Fat, BMR, TDEE, Macro, Ideal Weight, Pace, One Rep Max, Target Heart Rate, Pregnancy, Due Date and Ovulation calculators. Health results are estimates for general information only and are not medical advice. EVERYDAY TOOLS Unit Conversion (length, weight, temperature, area, volume and more), Age, Date, Time, Time Zone, Tip, GPA, Grade, Fuel Cost, Gas Mileage, Square Footage, Concrete, Tile and Password Generator. PRIVATE BY DESIGN The values you type, your results, history and favourites stay on your device. No account is needed. Most calculators work without an internet connection; live exchange rates and route distance need one. Smart Calculator is free and supported by ads. Results are estimates for general information. Check important financial, tax and health decisions with a qualified professional.

KishtSathi is a professional loan and EMI calculator designed for finance companies, NBFCs, microfinance institutions, loan agencies, and financial professionals. It helps calculate loan repayments quickly and accurately, making daily financial operations faster and more reliable. Features * Flat Interest EMI Calculator * Reducing Balance EMI Calculator * Monthly, Weekly, Daily & Custom EMI calculations * Loan Amount, Interest Rate & Tenure calculations * Offline calculation support * Fast, accurate and easy to use interface Designed For * Finance Companies * NBFCs * Microfinance Institutions * Loan Agents * Collection Executives * Financial Consultants KishtSathi is built to simplify loan calculations with accuracy, speed, and a clean professional interface, making it an ideal companion for finance professionals.