# Lumi vs Tael

The clearest difference is iOS requirement: Tael at 18.4 against Lumi's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Lumi sells 1 in-app purchase, starting at $3.99 per month and Tael sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Lumi ships an update every 5 days, Tael every 4 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Lumi | Tael |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/tael-expense-tracker/id6800013881/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | — | Free with in-app purchases |
| Size | 18 MB | 43 MB |
| Requires iOS | 26.2 | **18.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [adir ben ami](https://appshunter.io/developer/1225551913) | [Tael Technology, LLC](https://appshunter.io/developer/6800013883) |

## What reviewers say

### Lumi

[App page](https://appshunter.io/ios/app/lumi-smart-expense-tracker/id6761060947)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lumi Plus | $3.99 | per month |


### Tael

[App page](https://appshunter.io/ios/app/tael-expense-tracker/id6800013881)

Effortlessly track expenses as they happen, with automatic logging from Apple Pay and local payment systems. Organize spending by custom categories like trips or projects, and gain insights into where your money truly goes without manual data entry.

**Highlights:** Automatic logging from Apple Pay, Customizable project and trip tracking, Smart rules for recurring merchants, Multi-currency support, Export to Excel, CSV, or Markdown, Offline functionality

**Features:** macOS Compatibility, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tael Pro Monthly | $2.99 | per month |
| Tael Pro Annual | $29.99 | per year |
| Tael Pro | $14.99 | one-time |


## Frequently asked questions

### Is Lumi free?

Lumi is free to download, with in-app purchases available.

### Is Tael free?

Tael is free to download, with in-app purchases available.

### Do Lumi or Tael have ads?

Neither Lumi nor Tael shows ads.

### Which is updated more often, Lumi or Tael?

Lumi ships an update every 5 days, and Tael every 4 days. Most recently, Lumi was updated on October 31, 2026 and Tael on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*