# RIO 理歐 vs 小龜記帳

The clearest difference is price: 小龜記帳 at Free against RIO 理歐's $11.99. 小龜記帳 also leads on update cadence (every 6 days vs monthly). RIO 理歐's advantage is in-app purchases (none vs 4). On ads, device support and iOS requirement there is nothing between them.

小龜記帳 is free to download; RIO 理歐 costs $11.99 up front. 小龜記帳 sells 4 in-app purchases, starting at $1.99 per month. RIO 理歐 asks for nothing beyond the download.

RIO 理歐 ships an update monthly, 小龜記帳 every 6 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | RIO 理歐 | 小龜記帳 |
| --- | --- | --- |
| Price | $11.99 | **Free** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Size | 34 MB | 41 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [LIHUNG WANG](https://appshunter.io/developer/1856091033) | [MINGQUAN WU](https://appshunter.io/developer/1892943550) |

## What reviewers say

### RIO 理歐

[App page](https://appshunter.io/ios/app/rio/id6761064962)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 小龜記帳

[App page](https://appshunter.io/ios/app/id6762568127)

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 個人月訂閱 | $1.99 | per month |
| 家庭月訂閱 | $2.99 | per month |
| 個人年訂閱 | $14.99 | per year |
| 家庭年訂閱 | $24.99 | per year |


## Frequently asked questions

### Is RIO 理歐 free?

RIO 理歐 costs $11.99, with no in-app purchases.

### Is 小龜記帳 free?

小龜記帳 is free to download, with in-app purchases available.

### Do RIO 理歐 or 小龜記帳 have ads?

Neither RIO 理歐 nor 小龜記帳 shows ads.

### Which is updated more often, RIO 理歐 or 小龜記帳?

RIO 理歐 ships an update monthly, and 小龜記帳 every 6 days. Most recently, RIO 理歐 was updated on October 25, 2026 and 小龜記帳 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*