Masroofi vs محفظة Mihfadah

Masroofi shows where your salary goes. A bank SMS becomes a saved transaction: paste it, or let it log itself through the Shortcuts app on iPhone. An Arabic-first expense and budget app that works offline, with no account, no bank login and no ads. ◉ From bank SMS to a saved transaction Paste a debit or credit message, or share it from Messages. It reads Saudi, Gulf and Egyptian bank messages, tells an expense from income and picks the bank's wallet. The app never reads your messages: you paste them, and they are parsed on your phone. ◉ Bank SMS that log themselves Set it up once in the Shortcuts app and every bank SMS you receive is logged: a merchant you have filed before goes straight into its category, a new one waits for one tap. The automation hands Masroofi the message; it is analysed on your phone, and personal messages and verification codes are never stored. ◉ A budget per category Set a monthly budget per category, see what is left, and get an alert as you near the limit. ◉ Your own categories 18 ready-made categories, plus your own, with sub-categories. ◉ Loans, installments and debts Car or home loans with an exact schedule and a reminder before each installment; buy-now-pay-later plans with any provider; what you owe and are owed. ◉ Zakat and inheritance Calculate zakat on cash, gold and silver by the nisab, and split an inheritance. ◉ Reports, backup and privacy Category breakdown, monthly and yearly reports, an automatic copy in your iCloud, optional encrypted cloud sync across your devices, QR transfer, and a passcode or Face ID lock. Masroofi PRO: unlimited wallets, budgets, goals and installment plans, automatic recurring transactions, zakat history, PDF export and the daily chart. Monthly, yearly or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends; manage them in your App Store account settings. Terms: https://masroofi-privacy-2026.web.app/terms.html Privacy: https://masroofi-privacy-2026.web.app/en.html

Mihfadah (محفظة) is a bilingual personal finance app built for Arabic speakers worldwide. FEATURES: • Dashboard — see your full financial picture at a glance • Income & Expenses — track what comes in and goes out • Budget Planner — set category targets and monitor spending • Financial Goals — Hajj, emergency fund, car, retirement and more • Investments & Savings — cash, gold, Jam'iyah (جمعية), stocks • Loans & Instalments — track monthly payments and balances • Zakat Calculator — calculate your annual Zakat with nisab check • Net Worth — assets minus liabilities with 6-month trend • Yearly View — 12-month income and savings summary PRIVACY FIRST: All your financial data is stored encrypted on your device only. Nothing is sent to any server. No account required. BILINGUAL: Full Arabic and English support with right-to-left layout.