OwoCard vs ZENTROBILLS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OwoCard
Easily sell your unwanted gift cards for instant cash. Supports over 30 card types and offers fast payment options via wallet or bank transfer. Enjoy secure transactions with dual encryption and 24/7 support.
- Sell 30+ gift card types
- Instant cash payment
- Bank transfer under 1 minute
- 1.2% transaction cashback
- Secure escrow and encryption
- 24/7 customer support
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OwoCard is Nigeria’s trusted resource to explore options for your unused gift cards. If you own unused Amazon, Apple, Steam, or any of our 30+ supported gift card brands, learn about available options to convert your gift card value into Naira sent to your bank account. Fast, secure, with competitive rates. FAST & RELIABLE • Value estimation — Preview the potential value of your unused gift card. • Quick settlement — Funds may be sent to your bank account shortly after validation. • 24/7 live support — Our team stays online to help answer your questions. SAFE BY DESIGN • Bank-grade encryption safeguards your information. • Fraud detection and manual review help protect your card details and personal data. • Transparent pricing — no hidden fees or unexpected charges. 30+ GIFT CARDS SUPPORTED Apple & iTunes · Amazon · Steam · Visa & Mastercard · American Express · Razer Gold · Sephora · Walmart · Target · eBay · Nike · Nordstrom · Xbox · PlayStation · Vanilla · Roblox · And more — new brands added regularly. ABOUT OUR PROCESS Share your gift card information — select the brand and provide card details. See an estimated value — Review the estimated offer before proceeding. Complete validation to receive settlement — Funds can be issued to your bank account quickly. Don’t leave unused gift cards sitting idle. Explore ways to turn gift card value into bank funds with competitive terms across Nigeria. Download OwoCard to learn more. E-mail: owocard678@gmail.com Web: www.owocard.com WhatsApp: +234 902 218 9111
ZENTROBILLS
This app simplifies paying for essential services in Nigeria. Easily manage and instantly purchase mobile airtime, data bundles, cable TV subscriptions, and electricity bills all from one secure platform. Enjoy a fast, reliable, and convenient payment experience.
- Instant utility payments
- Mobile airtime top-ups
- Data bundle purchases
- Cable TV subscriptions
- Electricity bill payments
- Secure transaction processing
- Transaction history tracking
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ZentroBills is a fast, secure utility payment platform built for users in Nigeria. It provides a simple way to manage and pay for essential services from one app. With ZentroBills, you can instantly purchase and manage: Mobile airtime top-ups Data bundles for all major networks Cable TV subscriptions (DStv, GOtv, Startimes) Electricity bill payments (prepaid and postpaid) Other essential utility services We are focused on speed, reliability, and convenience. No long delays, no complex steps—just quick payments that work when you need them. Key Features: Instant utility payments Secure transaction processing Clean and simple user experience Transaction history tracking Fast checkout system Reliable service uptime ZentroBills is designed to simplify everyday payments and reduce the stress of managing multiple service providers. Whether you are topping up airtime, renewing your TV subscription, or paying electricity bills, ZentroBills makes it easy in just a few taps.
Screenshots
Verdict
The clearest difference is rating: ZENTROBILLS at 5.0 against OwoCard's 4.3. ZENTROBILLS also leads on device support (3 vs 1). OwoCard's advantage is ratings volume (29 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZENTROBILLS holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: OwoCard has 29 ratings behind it against 1, so its average is the more settled of the two.
OwoCard ships an update fortnightly, ZENTROBILLS every 8 days. The most recent releases landed on October 28, 2026 and October 12, 2026 respectively.
| Parameter | OwoCard | ZENTROBILLS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (29 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 86.7% of reviews | — |
| Number of ratings | 29 — better | 1 |
| Update frequency | Fortnightly | Every 8 days — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 55 MB | 67 MB |
| Age rating | 17+ | 4+ |
| Developer | Zentro Technologies Inc | ZENTROBILLS LTD |
Customer experience
OwoCard
ZENTROBILLS
In-app purchases
OwoCard
No in-app purchases
ZENTROBILLS
No in-app purchases
