# CardCred vs Earrn

The clearest difference is ads: Earrn at none against CardCred's shown. Earrn also leads on update cadence (every 5 days vs fortnightly) and device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CardCred against 5.0 for Earrn. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

CardCred ships an update fortnightly, Earrn every 5 days. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | CardCred | Earrn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/cardcred/id6761225025/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/earrn/id6771224047/reviews) |
| Number of ratings | 2 | **3** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | Free |
| Size | 5 MB | 35 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ya-Hsiu Yang](https://appshunter.io/developer/1888307254) | [Rahul Surana](https://appshunter.io/developer/1896775055) |

## What reviewers say

### CardCred

[App page](https://appshunter.io/ios/app/cardcred/id6761225025)

This app helps you maximize credit card rewards by tracking statement credits and benefits. It provides personalized card recommendations for spending categories and sends timely reminders before benefits expire, ensuring you get the most value from your cards.

**Highlights:** Track credit card statement credits and benefits, Visual progress bars for used and remaining credits, Personalized card recommendations by spending category, Automatic activation reminders for quarterly bonuses, Location-based card suggestions, Smart reminders for expiring benefits and annual fees, Real ROI dashboard for card value assessment, Pre-loaded templates for popular credit cards

**In-app purchases:** none


### Earrn

[App page](https://appshunter.io/ios/app/earrn/id6771224047)

This free app helps you maximize credit card rewards by instantly identifying the best card for any purchase. It analyzes over 70 cards from major US banks and tracks quarterly bonuses to ensure you never miss out on extra earnings.

**Highlights:** Instant card recommendations, Merchant and category search, Card ranking by reward percentage, Quarterly bonus tracking, Reward calculator, Network filtering

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CardCred free?

CardCred is free to download, with no in-app purchases.

### Is Earrn free?

Earrn is free to download, with no in-app purchases.

### Which has better reviews, CardCred or Earrn?

CardCred and Earrn are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.

### Do CardCred or Earrn have ads?

CardCred shows ads; Earrn does not.

### Which is updated more often, CardCred or Earrn?

CardCred ships an update fortnightly, and Earrn every 5 days. Most recently, CardCred was updated on October 7, 2026 and Earrn on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*