Comparison

Lunor Expense & Budget Tracker vs Vitmora

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lunor Expense & Budget Tracker

This app helps you manage your finances by tracking daily expenses and setting budgets. It offers automated bill reminders and helps monitor your net worth growth, all while prioritizing your privacy with secure device syncing.

Highlights
  • Expense tracking
  • Budget management
  • Automated bill payments
  • Net worth monitoring
  • Cross-device syncing
  • Privacy-focused
Features
Read full description

Lunor is the expense tracker that gets out of your way. Log a spend in three seconds, split it with friends, set a budget, and see where the month went. Everything works offline, nothing needs a bank login. LOG IT FAST Add an expense in three taps, or just say it: "spent 350 on lunch at Subway" Snap a receipt and the amount, merchant and date fill in Siri and the Action Button on iPhone, Apple Watch with complications, home screen widgets Auto-log every Apple Pay tap with a Shortcuts automation SPLIT BILLS WITHOUT THE AWKWARDNESS Split any expense equally or with custom shares See who paid you back and who still owes, per person One-tap reminders, and record repayments as income STAY ON BUDGET Budgets per category, account, payee or tag, with daily, weekly, monthly or yearly periods Warnings before you overspend Recurring bills and income add themselves UNDERSTAND YOUR MONEY Spending by category, payee and tag; monthly and daily trends Custom charts for the questions only you ask Star the transactions that matter and find them in one place Calendar heatmap of your spending days BUILT FOR INDIA, WORKS ANYWHERE Rupee first, with every currency supported Credit cards as accounts: outstanding, limit and utilisation Import from CSV or Excel, export by date range Lunor on the web for the big screen PRIVATE BY DEFAULT Offline-first: your data lives on your phone and syncs when you're online Biometric lock, hide balances with one tap No bank credentials, ever Free includes accounts, categories, budgets and unlimited transactions. Premium unlocks unlimited accounts, categories, tags and budgets, voice logging, receipt scanning, every chart, data export, widgets and the Watch app. Terms: https://lunorwealth.in/terms Privacy: https://lunorwealth.in/privacy

About

Vitmora

Features
Read full description

Vitmora – AI Expense Tracker & Money Manager Track expenses and income as naturally as sending a message. Vitmora is an AI-powered expense tracker, spending tracker, money manager, and budget planner designed to make personal finance simple. Instead of filling out complicated forms, simply type or speak what you spent or earned. Vitmora understands your input, organizes transactions, and records them for you. No bank linking. No SMS reading. A privacy-focused way to track expenses, manage budgets, monitor income, and understand where your money goes. CONVERSATIONAL EXPENSE TRACKING Track daily expenses and income the way you naturally speak. Simply type: “Paid 220 for petrol in cash” “Spent 450 on groceries via UPI and 340 on dinner” “Salary credited 50,000” Vitmora uses AI to understand your input and turn it into organized expense and income records. • Natural language expense tracking • AI-powered transaction understanding • Voice-based expense entry • Multiple transactions in a single message • Fast daily expense logging • Automatic transaction organization VOICE EXPENSE TRACKING Track expenses by speaking naturally. Tell Vitmora what you spent, and it helps organize the details into transaction records. Voice input makes it easier to record everyday spending while travelling, shopping, or whenever you want a faster way to log expenses. ASK VITMORA ABOUT YOUR MONEY Ask questions about your financial activity and get useful answers based on your records. Ask things like: “How much did I spend this month?” “Show my recent transactions” “How much did I spend on food this week?” “Where did I spend the most last month?” Instead of searching transaction lists, ask questions naturally and understand your spending more easily. UNDERSTAND YOUR SPENDING See where your money goes and how your spending changes over time. • View category-wise spending breakdowns • Understand spending patterns • Track expenses over time • Monitor income and spending • Review transaction history • Identify changes in spending habits Understand expenses across food, groceries, travel, shopping, bills, subscriptions, entertainment, and other categories. BUDGET TRACKER AND MONEY MANAGEMENT Plan your spending and manage personal finances in one place. • Create and manage personal budgets • Track expenses and income • Monitor spending across categories • Compare spending with your budgets • Review transaction history Vitmora combines expense tracking, income tracking, and budget management in a personal money manager built for everyday use. SUPPORTED CURRENCIES Choose your preferred currency during account setup for tracking expenses, income, budgets, and financial insights. You can update it later from your profile. Vitmora supports 150+ currencies for users around the world. PRIVACY-FIRST EXPENSE TRACKING Vitmora helps you track money without requiring unnecessary access to your financial activity. • No bank account connection required • No SMS reading required • No automatic bank transaction scraping • Your financial records remain under your control You decide what transactions you record. Simply type or speak your expenses and income when you want to track them. BUILT FOR EVERYDAY PERSONAL FINANCE Whether you are tracking groceries, food, fuel, bills, travel, shopping, subscriptions, rent, or income, Vitmora makes daily money tracking quick and natural. • AI-powered expense tracking • Support for 150+ currencies • Voice input • Conversational transaction entry • Budget management • Spending insights • Easy transaction history MAKE MONEY TRACKING EFFORTLESS Spend less time filling out forms and more time understanding your money. Track expenses naturally. Manage budgets simply. Understand your spending and stay in control of your personal finances. Download Vitmora and experience a modern, conversational way to track expenses, income, spending, and budgets.

Screenshots

Lunor Expense & Budget Tracker4 screens
Vitmora4 screens

Verdict

The call

The clearest difference is in-app purchases: Vitmora at none against Lunor Expense & Budget Tracker's 3. Lunor Expense & Budget Tracker's advantage is update cadence (every 6 days vs monthly) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lunor Expense & Budget Tracker sells 3 in-app purchases, starting at $0.99 per month. Vitmora asks for nothing beyond the download.

UpkeepUpdate frequency

Lunor Expense & Budget Tracker ships an update every 6 days, Vitmora monthly. Both last shipped on October 28, 2026.

Scorecard3 real differences · 5 level
Lunor Expense & Budget Tracker versus Vitmora: the parameters behind the verdict, then further details
ParameterLunor Expense & Budget TrackerVitmora
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 6 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size136 MB31 MB
Age rating4+4+
DeveloperAryan SoodDivesh Sankhla

In-app purchases

3 purchases

Lunor Expense & Budget Tracker

Subscriptions2
  • Lunor Monthly$0.991 Month
  • Lunor Yearly$4.991 Year
One-time1
  • Lunor Premium Lifetime$9.99
None

Vitmora

No in-app purchases

Questions

Is Lunor Expense & Budget Tracker free?
Lunor Expense & Budget Tracker is free to download, with in-app purchases available.
Is Vitmora free?
Vitmora is free to download, with no in-app purchases.
Do Lunor Expense & Budget Tracker or Vitmora have ads?
Neither Lunor Expense & Budget Tracker nor Vitmora shows ads.
Which is updated more often, Lunor Expense & Budget Tracker or Vitmora?
Lunor Expense & Budget Tracker ships an update every 6 days, and Vitmora monthly. Most recently, Lunor Expense & Budget Tracker was updated on October 28, 2026 and Vitmora on October 28, 2026.

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