Comparison

Lunor Expense & Budget Tracker vs Minto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lunor Expense & Budget Tracker

This app helps you manage your finances by tracking daily expenses and setting budgets. It offers automated bill reminders and helps monitor your net worth growth, all while prioritizing your privacy with secure device syncing.

Highlights
  • Expense tracking
  • Budget management
  • Automated bill payments
  • Net worth monitoring
  • Cross-device syncing
  • Privacy-focused
Features
Read full description

Lunor is the expense tracker that gets out of your way. Log a spend in three seconds, split it with friends, set a budget, and see where the month went. Everything works offline, nothing needs a bank login. LOG IT FAST Add an expense in three taps, or just say it: "spent 350 on lunch at Subway" Snap a receipt and the amount, merchant and date fill in Siri and the Action Button on iPhone, Apple Watch with complications, home screen widgets Auto-log every Apple Pay tap with a Shortcuts automation SPLIT BILLS WITHOUT THE AWKWARDNESS Split any expense equally or with custom shares See who paid you back and who still owes, per person One-tap reminders, and record repayments as income STAY ON BUDGET Budgets per category, account, payee or tag, with daily, weekly, monthly or yearly periods Warnings before you overspend Recurring bills and income add themselves UNDERSTAND YOUR MONEY Spending by category, payee and tag; monthly and daily trends Custom charts for the questions only you ask Star the transactions that matter and find them in one place Calendar heatmap of your spending days BUILT FOR INDIA, WORKS ANYWHERE Rupee first, with every currency supported Credit cards as accounts: outstanding, limit and utilisation Import from CSV or Excel, export by date range Lunor on the web for the big screen PRIVATE BY DEFAULT Offline-first: your data lives on your phone and syncs when you're online Biometric lock, hide balances with one tap No bank credentials, ever Free includes accounts, categories, budgets and unlimited transactions. Premium unlocks unlimited accounts, categories, tags and budgets, voice logging, receipt scanning, every chart, data export, widgets and the Watch app. Terms: https://lunorwealth.in/terms Privacy: https://lunorwealth.in/privacy

About

Minto

Features
Read full description

TAKE CONTROL OF YOUR FINANCES WITHOUT THE COMPLEXITY Minto is an expense tracker that helps you track expenses, manage budgets, record income, and understand your spending habits in one simple app. Whether you're recording a daily coffee, tracking monthly bills, or planning a budget, Minto makes managing money quick and effortless. LET AI DO THE WORK Minto includes AI-powered transaction entry designed to reduce manual effort. • Simply speak your transaction and let Minto create it for you • Type transactions in natural language and let AI fill in the details automatically • Enjoy faster entry with less typing and fewer taps TRACK EXPENSES YOUR WAY • Record expenses and income in seconds • Organize transactions with categories and notes • Track recurring expenses and recurring income • View all your finances in one place STAY ON BUDGET • Create monthly budgets • Set category-wise spending limits • Monitor your spending throughout the month • Stay in control of your finances GAIN BETTER FINANCIAL INSIGHTS • View spending trends and category breakdowns • Analyze expenses across categories • Track income and expenses in one place • Understand your spending habits with clear insights RECURRING TRANSACTIONS MADE EASY • Add recurring expenses once and let Minto create future entries automatically • Manage recurring bills and income with less effort • Reduce repetitive manual entry BUILT FOR EVERYDAY USE • Automatic currency conversion • Multi-currency expense tracking • Import and export transactions using Excel • Clean and simple interface SUBSCRIPTION INFORMATION • Minto is free to use, with optional Premium features • Premium unlocks budgets, Excel import and export, and unlimited AI-powered transaction entries • Choose between monthly and yearly plans • Subscriptions renew automatically unless cancelled through your App Store account settings Whether you're looking for an expense tracker, budget app, money manager, spending tracker, budget planner, or personal finance app, Minto helps you stay organised and understand your finances with less effort. TERMS OF USE https://www.get-minto.app/terms-of-service PRIVACY POLICY https://www.get-minto.app/privacy-policy

Screenshots

Lunor Expense & Budget Tracker4 screens
Minto4 screens

Verdict

The call

The clearest difference is ads: Lunor Expense & Budget Tracker at none against Minto's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Lunor Expense & Budget Tracker sells 3 in-app purchases, starting at $0.99 per month and Minto sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Lunor Expense & Budget Tracker ships an update every 6 days, Minto weekly. Both last shipped on November 5, 2026.

Scorecard1 real difference Ā· 7 level
Lunor Expense & Budget Tracker versus Minto: the parameters behind the verdict, then further details
ParameterLunor Expense & Budget TrackerMinto
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyEvery 6 days — betterWeekly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.5 — better
Further details — not scored
Size136 MB64 MB
Age rating4+4+
DeveloperAryan SoodBiswajit Ghosh

In-app purchases

3 purchases

Lunor Expense & Budget Tracker

Subscriptions2
  • Lunor Monthly$0.991 Month
  • Lunor Yearly$4.991 Year
One-time1
  • Lunor Premium Lifetime$9.99
2 purchases

Minto

Subscriptions2
  • Minto Premium Monthly$2.991 Month
  • Minto Premium Yearly$24.991 Year

Questions

Is Lunor Expense & Budget Tracker free?
Lunor Expense & Budget Tracker is free to download, with in-app purchases available.
Is Minto free?
Minto is free to download, with in-app purchases available.
Do Lunor Expense & Budget Tracker or Minto have ads?
Minto shows ads; Lunor Expense & Budget Tracker does not.
Which is updated more often, Lunor Expense & Budget Tracker or Minto?
Lunor Expense & Budget Tracker ships an update every 6 days, and Minto weekly. Most recently, Lunor Expense & Budget Tracker was updated on November 5, 2026 and Minto on November 5, 2026.

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