# MiHipoteca Personal vs SpendFlex

The clearest difference is in-app purchases: MiHipoteca Personal at none against SpendFlex's 2. MiHipoteca Personal also leads on update cadence (every 2 days vs every 11 days) and iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. SpendFlex sells 2 in-app purchases, starting at $2.99 per month. MiHipoteca Personal asks for nothing beyond the download.

MiHipoteca Personal ships an update every 2 days, SpendFlex every 11 days. The most recent releases landed on October 15, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | MiHipoteca Personal | SpendFlex |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 11 days |
| Size | 26 MB | 46 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Carlos Martin Coloma](https://appshunter.io/developer/475423669) | [ALFREDO CALOTO SANTIN](https://appshunter.io/developer/1896686921) |

## What reviewers say

### MiHipoteca Personal

[App page](https://appshunter.io/ios/app/mihipoteca-personal/id6761298164)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendFlex

[App page](https://appshunter.io/ios/app/spendflex-spending-tracker/id6771418134)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendFlex PRO month | $2.99 | per month |
| SpendFlex Premium lifetime | $22.99 | one-time |


## Frequently asked questions

### Is MiHipoteca Personal free?

MiHipoteca Personal is free to download, with no in-app purchases.

### Is SpendFlex free?

SpendFlex is free to download, with in-app purchases available.

### Do MiHipoteca Personal or SpendFlex have ads?

Neither MiHipoteca Personal nor SpendFlex shows ads.

### Which is updated more often, MiHipoteca Personal or SpendFlex?

MiHipoteca Personal ships an update every 2 days, and SpendFlex every 11 days. Most recently, MiHipoteca Personal was updated on October 15, 2026 and SpendFlex on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*