# Payoff vs RONAR

The clearest difference is update cadence: RONAR at every 2 days against Payoff's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Payoff sells 4 in-app purchases, starting at $5.99 per month and RONAR sells 6 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Payoff ships an update every 6 weeks, RONAR every 2 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Payoff | RONAR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ronar/id6781215979/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 56 MB | 48 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JONATHAN DOUGLAS LAI](https://appshunter.io/developer/1850818875) | [RONALD RODRIGUEZ REYES](https://appshunter.io/developer/6781216281) |

## What reviewers say

### Payoff

[App page](https://appshunter.io/ios/app/payoff-smart-debt-planner/id6761310986)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $5.99 | per month |
| Household Monthly | $9.99 | per month |
| Premium Yearly | $59.99 | per year |
| Household Yearly | $79.99 | per year |


### RONAR

[App page](https://appshunter.io/ios/app/ronar/id6781215979)

This app helps you master your finances, health, and decisions with a personalized AI coach. It provides clear insights into your spending, integrates with health data, and suggests actionable steps to improve your well-being and financial health.

**Highlights:** Money tracking and net worth overview, Daily financial health score, Emergency Brake for purchases, Apple Health integration for sleep and steps, Meal logging via photo, voice, or search, AI coach for actionable advice, Monthly financial summary

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RONAR I | $6.99 | per month |
| RONAR II | $12.99 | per month |
| RONAR III | $29.99 | per month |
| RONAR I | $79.99 | per year |
| RONAR II | $149.99 | per year |
| RONAR III | $349.99 | per year |


## Frequently asked questions

### Is Payoff free?

Payoff is free to download, with in-app purchases available.

### Is RONAR free?

RONAR is free to download, with in-app purchases available.

### Do Payoff or RONAR have ads?

Neither Payoff nor RONAR shows ads.

### Which is updated more often, Payoff or RONAR?

Payoff ships an update every 6 weeks, and RONAR every 2 days. Most recently, Payoff was updated on October 25, 2026 and RONAR on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*