MotioDrive vs BMD

Motio is a smart car companion that turns your vehicle costs into clear, useful insights. Add one or multiple cars, log fuel, repairs, any expenses (or income), track mileage and your full history. Motio shows what owning your car really costs per day and per kilometer, so budgeting is easier With Motio you can: - Track expenses and income by categories - Keep a timeline of events with mileage and dates - Manage fuel and maintenance in one place - Track tire status: seasonal sets, change notes, and what’s currently installed - See clear totals and average ownership cost (per day and per km) - Use multiple cars Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your njangui, your hui, your shared expenses: finally clear. BMD replaces the notebook, the WhatsApp screenshots and the end-of-round arguments. Who paid in, who owes what, who receives this month: one screen. ROTATING SAVINGS - NJANGUI, HUI, SUSU, ESUSU, STOKVEL - Set the order of beneficiaries, track contributions, send automatic reminders to every member. - Hui: monthly bidding so a member can receive the pot earlier, with the full bid history. - Proof for every payment: receipt photo, confirmation from the beneficiary, timestamp. - The group organiser stays in control; every member sees the same truth. SHARED EXPENSES - Add an expense and BMD instantly works out who owes what. - Flatshares, trips with friends, nights out, family events. - Optimised settlements: the smallest number of transfers to clear everything. - Receipt scanning, multi-currency, categories. IOU AND LOAN RECORDS - Formalise a loan between friends or relatives in two minutes. - Repayment schedule, witnesses, guarantors, document stored in the app. - A written loan is a friendship preserved. GROUP FUNDS - Built for associations, churches, clubs and families. - Fund balance, money in, money out, supporting documents. - Every member can check for themselves, nobody has to take it on trust. WHY BMD IS DIFFERENT BMD is a ledger, not a bank: the app never holds your money. No account to open, no funds locked, no commission on your contributions. You keep paying the way you always have - cash, bank transfer, mobile money - BMD simply guarantees that everyone sees the same thing. WHO IT IS FOR - African diaspora savings groups in the UK, France, Belgium, Luxembourg, Switzerland, Canada and the US - Njangui and hui groups in Cameroon and Central Africa - Susu, esusu, ajo and stokvel groups in Ghana, Nigeria and South Africa - Flatmates and groups of friends travelling together - Associations, clubs and churches running a common fund Shared money. Friendships protected. A question, a bug, an idea? Write to us, we reply quickly.