Comparison

Diviso vs Money Locket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Diviso

Features
Read full description

Diviso is Italian for "divided" — and that's what it does: splits your group's expenses fairly and shows everyone what they're owed and what they owe. • A group for every trip, flat or occasion — invite everyone with one link. • Add an expense and who paid; split equally or by percentage. • Group admins approve expenses, so mistakes don't slip in. • Clear balances: who owes whom, and how much. • Record a payment; the recipient confirms it. • Trip plans with a budget. • In-group chat for everything money-related. • Fully Arabic and English, in SAR. Diviso doesn't move money or ask for bank details — it's your group's shared ledger. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://diviso.app/privacy

About

Money Locket

This app helps you track expenses by linking amounts to photos, creating a visual diary of your spending. Understand your financial habits, set budgets, and identify spending trends with a personal touch.

Highlights
  • Photo expense logging
  • Visual spending timeline
  • Category-based budgeting
  • Income and spending tracking
  • Data export (PDF/Excel)
  • Daily logging reminders
Features
Read full description

Money Locket — a visual expense diary A birthday cake, a morning coffee, or a weekend trip: every expense is connected to a moment. Money Locket keeps the amount and photo together, making spending easier to understand and more meaningful to revisit. CAPTURE THE MOMENT, RECORD THE EXPENSE • Photograph a receipt, meal, or recent purchase • Enter the amount, category, account, and a note • Keep each photo with its transaction • Find and edit past transactions whenever you need YOUR FINANCIAL LIFE, IN PICTURES View each day or your entire month as a visual timeline. Instead of a wall of numbers, every transaction has context and a story. UNDERSTAND WHERE YOUR MONEY GOES • Track income, spending, and balance • See spending by category • Identify larger expenses and trends over time • Compare your activity by day or month KEEP BUDGETS WITHIN REACH Create budgets for food, shopping, transportation, entertainment, or any category you choose. Money Locket shows how much you have spent, what remains, and when you are approaching a limit. BUILD A CONSISTENT HABIT Set daily logging reminders and periodic summaries so you can stay consistent without keeping everything in your head. EXPORT WHEN YOU NEED IT Export your data as PDF or Excel for archiving, printing, calculation, or sharing. NO BANK CONNECTION REQUIRED Money Locket does not require access to a bank account. Transaction details and photos are stored on your device. Usage and diagnostic data may be processed to improve app stability, as explained in the Privacy Policy. Money Locket is made for people who want to: • Keep a daily income and expense record • Save receipts and purchase photos • Follow a personal budget • Understand habits and save more intentionally • Build a financial diary that feels personal Capture today. Revisit every month. Understand how you use your money. Download Money Locket today — it's free to start. Privacy Policy: https://htlabsapp.io.vn/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Diviso4 screens
Money Locket4 screens

Verdict

The call

The clearest difference is ads: Money Locket at none against Diviso's shown. Money Locket also leads on update cadence (every 6 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Diviso sells 9 in-app purchases, starting at $4.99 per month and Money Locket sells 4 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Diviso ships an update every 2 weeks, Money Locket every 6 days. The most recent releases landed on October 28, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 7 level
Diviso versus Money Locket: the parameters behind the verdict, then further details
ParameterDivisoMoney Locket
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 weeksEvery 6 days — better
AdsYesNo — better
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size37 MB37 MB
Age rating4+4+
Developeradeel alwakelGiang Huy

In-app purchases

9 purchases

Diviso

Subscriptions6
  • Starter — Monthly$4.991 Month
  • Pro — Monthly$6.991 Month
  • Max — Monthly$9.991 Month
Show 3 more
  • Starter — Yearly$39.991 Year
  • Pro — Yearly$59.991 Year
  • Max — Yearly$69.991 Year
One-time3
  • 90 Credits$5.99
  • 200 Credits$9.99
  • 450 Credits$22.99
4 purchases

Money Locket

Subscriptions2
  • Weekly Premium$0.997 Days
  • Money Locker premium$1.991 Month
One-time2
  • Lifetime Premium Offer$3.99
  • Money Locker Premium$7.99

Questions

Is Diviso free?
Diviso is free to download, with in-app purchases available.
Is Money Locket free?
Money Locket is free to download, with in-app purchases available.
Do Diviso or Money Locket have ads?
Diviso shows ads; Money Locket does not.
Which is updated more often, Diviso or Money Locket?
Diviso ships an update every 2 weeks, and Money Locket every 6 days. Most recently, Diviso was updated on October 28, 2026 and Money Locket on October 30, 2026.

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