# CardPecker vs Dutch

The clearest difference is price: Dutch at Free against CardPecker's $0.99. CardPecker's advantage is in-app purchases (none vs 1). On rating, ratings volume, update cadence and ads there is nothing between them.

Dutch is free to download; CardPecker costs $0.99 up front. Dutch sells 1 one-off in-app purchase. CardPecker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for CardPecker against 5.0 for Dutch. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

CardPecker ships an update every 3 days, Dutch every 4 days. The most recent releases landed on October 8, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | CardPecker | Dutch |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/cardpecker/id6761355656/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/dutch-track-shared-expenses/id6795190862/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 3 MB | 3 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [TravelPal LLC](https://appshunter.io/developer/1798108550) | [Marcin Smigielski](https://appshunter.io/developer/6792382391) |

## What reviewers say

### CardPecker

[App page](https://appshunter.io/ios/app/cardpecker/id6761355656)

This app helps you maximize credit card rewards by instantly recommending the best card for each purchase. It also allows you to log receipts, track expiring credits, and manage multiple cards, all while prioritizing your privacy and offline use.

**Highlights:** Instant best card recommendations, Automatic rewards calculation, One-tap receipt logging, Receipt scanning with OCR, Annual credit tracking, Multi-card management, Automatic iCloud backups

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Dutch

[App page](https://appshunter.io/ios/app/dutch-track-shared-expenses/id6795190862)

Easily split bills and track shared expenses for dinners, trips, or shared living. It calculates who owes whom with the shortest list of payments, and allows for custom splits and currency conversions. Integrates with Siri for hands-free expense logging.

**Highlights:** No accounts or servers required, Quick group setup via QR code, Calculates shortest payment paths, Customizable expense splitting, Handles foreign currency conversions, Siri integration for hands-free logging, Open-source and ad-free

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dutch Unlimited | $4.99 | one-time |


## Frequently asked questions

### Is CardPecker free?

CardPecker costs $0.99, with no in-app purchases.

### Is Dutch free?

Dutch is free to download, with in-app purchases available.

### Which has better reviews, CardPecker or Dutch?

CardPecker and Dutch are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do CardPecker or Dutch have ads?

Neither CardPecker nor Dutch shows ads.

### Which is updated more often, CardPecker or Dutch?

CardPecker ships an update every 3 days, and Dutch every 4 days. Most recently, CardPecker was updated on October 8, 2026 and Dutch on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*