# Prograte vs Zúba Digital

The clearest difference is iOS requirement: Zúba Digital at 13.0 against Prograte's 16.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Prograte ships an update every 2 months, Zúba Digital monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Prograte | Zúba Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/prograte/id6761401791/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | — |
| Size | 84 MB | 68 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Prograte Capital Ventures Limited](https://appshunter.io/developer/1889394204) | [Kenechukwu Microfinance Bank](https://appshunter.io/developer/1891320123) |

## What reviewers say

### Prograte

[App page](https://appshunter.io/ios/app/prograte/id6761401791)

Manage lending and credit sales operations efficiently. Track clients, process applications, and collect payments securely. Monitor collateral and gain real-time portfolio insights.

**Highlights:** Client management, Loan application processing, Repayment tracking, Payment collection (mobile money, bank transfer), Collateral monitoring, Branch and staff management, Real-time portfolio reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zúba Digital

[App page](https://appshunter.io/ios/app/zuba-digital/id6761762061)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Prograte free?

Prograte is free to download, with no in-app purchases.

### Is Zúba Digital free?

Zúba Digital is free to download, with no in-app purchases.

### Do Prograte or Zúba Digital have ads?

Neither Prograte nor Zúba Digital shows ads.

### Which is updated more often, Prograte or Zúba Digital?

Prograte ships an update every 2 months, and Zúba Digital monthly. Most recently, Prograte was updated on October 24, 2026 and Zúba Digital on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*