# Tipid App vs Money Bear

The clearest difference is in-app purchases: Tipid App at none against Money Bear's 3. Tipid App also leads on ads (none vs shown). Money Bear's advantage is update cadence (every 3 days vs every 8 days). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Money Bear sells 3 in-app purchases, starting at $2.99 per month. Tipid App asks for nothing beyond the download.

Tipid App ships an update every 8 days, Money Bear every 3 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Tipid App | Money Bear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipid-app/id6761487368/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 8 MB | 94 MB |
| Requires iOS | 17.0 | 17 |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cyrus David Pastelero](https://appshunter.io/developer/1874887433) | [Vivorth San](https://appshunter.io/developer/1896294594) |

## What reviewers say

### Tipid App

[App page](https://appshunter.io/ios/app/tipid-app/id6761487368)

This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.

**Highlights:** Log expenses with AI categorization, Set budgets and savings goals, Track utang and money owed, Offline and private data storage, Cashflow forecasting, Apple Watch app and widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Money Bear

[App page](https://appshunter.io/ios/app/money-bear-expense-manager/id6766485254)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per month |
| Premium | $22.99 | per year |
| Premium | $39.99 | one-time |


## Frequently asked questions

### Is Tipid App free?

Tipid App is free to download, with no in-app purchases.

### Is Money Bear free?

Money Bear is free to download, with in-app purchases available.

### Do Tipid App or Money Bear have ads?

Money Bear shows ads; Tipid App does not.

### Which is updated more often, Tipid App or Money Bear?

Tipid App ships an update every 8 days, and Money Bear every 3 days. Most recently, Tipid App was updated on October 28, 2026 and Money Bear on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*