# Tipid App vs Finchie

The clearest difference is in-app purchases: Tipid App at none against Finchie's 2. Tipid App also leads on ads (none vs shown). Finchie's advantage is iOS requirement (15.1 vs 17.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Finchie sells 2 in-app purchases, starting at $4.99 per month. Tipid App asks for nothing beyond the download.

Tipid App ships an update every 8 days, Finchie every 5 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Tipid App | Finchie |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipid-app/id6761487368/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 8 MB | 68 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cyrus David Pastelero](https://appshunter.io/developer/1874887433) | [Bryan Christiano](https://appshunter.io/developer/6783002759) |

## What reviewers say

### Tipid App

[App page](https://appshunter.io/ios/app/tipid-app/id6761487368)

This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.

**Highlights:** Log expenses with AI categorization, Set budgets and savings goals, Track utang and money owed, Offline and private data storage, Cashflow forecasting, Apple Watch app and widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### Finchie

[App page](https://appshunter.io/ios/app/finchie-expense-tracker/id6783002757)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finchie Premium | $4.99 | per month |
| Finchie Yearly Premium | $49.99 | per year |


## Frequently asked questions

### Is Tipid App free?

Tipid App is free to download, with no in-app purchases.

### Is Finchie free?

Finchie is free to download, with in-app purchases available.

### Do Tipid App or Finchie have ads?

Finchie shows ads; Tipid App does not.

### Which is updated more often, Tipid App or Finchie?

Tipid App ships an update every 8 days, and Finchie every 5 days. Most recently, Tipid App was updated on November 4, 2026 and Finchie on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*