# Tipid App vs PennyTap Budget Tracker

The clearest difference is update cadence: Tipid App at every 8 days against PennyTap Budget Tracker's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tipid App ships an update every 8 days, PennyTap Budget Tracker monthly. The most recent releases landed on October 28, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Tipid App | PennyTap Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/tipid-app/id6761487368/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 8 MB | 4 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cyrus David Pastelero](https://appshunter.io/developer/1874887433) | [PURE INSIGHT TECHNOLOGY LTD](https://appshunter.io/developer/1867124457) |

## What reviewers say

### Tipid App

[App page](https://appshunter.io/ios/app/tipid-app/id6761487368)

This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.

**Highlights:** Log expenses with AI categorization, Set budgets and savings goals, Track utang and money owed, Offline and private data storage, Cashflow forecasting, Apple Watch app and widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


### PennyTap Budget Tracker

[App page](https://appshunter.io/ios/app/pennytap-budget-tracker/id6783861882)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tipid App free?

Tipid App is free to download, with no in-app purchases.

### Is PennyTap Budget Tracker free?

PennyTap Budget Tracker is free to download, with no in-app purchases.

### Do Tipid App or PennyTap Budget Tracker have ads?

Neither Tipid App nor PennyTap Budget Tracker shows ads.

### Which is updated more often, Tipid App or PennyTap Budget Tracker?

Tipid App ships an update every 8 days, and PennyTap Budget Tracker monthly. Most recently, Tipid App was updated on October 28, 2026 and PennyTap Budget Tracker on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*