# Payday vs Offin

The clearest difference is update cadence: Offin at weekly against Payday's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Payday sells 2 in-app purchases, starting at $7.99 per month and Offin sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Payday ships an update monthly, Offin weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Payday | Offin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | — | Paid |
| Size | 18 MB | 38 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [RAPHAEL MOMANYI](https://appshunter.io/developer/1884462424) | [RADIX IT TECH INC](https://appshunter.io/developer/6778635367) |

## What reviewers say

### Payday

[App page](https://appshunter.io/ios/app/payday-paycheck-planner/id6761585496)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $7.99 | per month |
| Yearly Plan | $59.99 | per year |


### Offin

[App page](https://appshunter.io/ios/app/offin-offline-expense-tracker/id6791779529)

This app helps you track expenses and manage your budget privately on your iPhone. It uses on-device AI to categorize transactions from imported bank statements or voice input, eliminating the need for bank logins or subscriptions.

**Highlights:** On-device AI transaction categorization, Import bank statements (PDF/CSV), Apple Pay transaction logging, Voice input for transactions, Customizable categories and rules, Net worth, spending, and budget tracking, Offline functionality

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Unlock | $9.99 | one-time |


## Frequently asked questions

### Is Payday free?

Payday is free to download, with in-app purchases available.

### Is Offin free?

Offin is free to download, with in-app purchases available.

### Do Payday or Offin have ads?

Neither Payday nor Offin shows ads.

### Which is updated more often, Payday or Offin?

Payday ships an update monthly, and Offin weekly. Most recently, Payday was updated on November 5, 2026 and Offin on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*