# Budget Utopia vs Budget.

The clearest difference is in-app purchases: Budget. at none against Budget Utopia's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budget Utopia sells 3 in-app purchases, starting at $6.99 per month. Budget. asks for nothing beyond the download.

Budget Utopia ships an update every 3 weeks, Budget. monthly. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Budget Utopia | Budget. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/budget-utopia/id6761587080/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Freemium | — |
| Size | 49 MB | 28 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Budget Utopia LLC](https://appshunter.io/developer/1890360071) | [Kian Schuele](https://appshunter.io/developer/6777996099) |

## What reviewers say

### Budget Utopia

[App page](https://appshunter.io/ios/app/budget-utopia/id6761587080)

This app offers a simple, visual way to manage your finances without complex spreadsheets or bank account linking. It helps you create budgets, track spending, set savings goals, and monitor your net worth. Gamified challenges and achievement badges make saving engaging and rewarding.

**Highlights:** Build smart monthly budgets, Track every transaction, Set and monitor savings goals, Join savings challenges, Track full net worth, Manage recurring subscriptions, Earn achievement badges

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Subscription | $6.99 | per month |
| Premium Annual Subscription | $59.99 | per year |
| Lifetime Access | $149.99 | one-time |


### Budget.

[App page](https://appshunter.io/ios/app/budget/id6777996097)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Utopia free?

Budget Utopia is free to download, with in-app purchases available.

### Is Budget. free?

Budget. is free to download, with no in-app purchases.

### Do Budget Utopia or Budget. have ads?

Neither Budget Utopia nor Budget. shows ads.

### Which is updated more often, Budget Utopia or Budget.?

Budget Utopia ships an update every 3 weeks, and Budget. monthly. Most recently, Budget Utopia was updated on October 24, 2026 and Budget. on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*