# Budget AI vs Zeroed

The clearest difference is update cadence: Zeroed at weekly against Budget AI's monthly. Budget AI's advantage is iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budget AI sells 3 in-app purchases, starting at $2.99 per 7 days and Zeroed sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Budget AI ships an update monthly, Zeroed weekly. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget AI | Zeroed |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 137 MB | 106 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wixpa LLC](https://appshunter.io/developer/1871163412) | [Stillware Ltd](https://appshunter.io/developer/6804301135) |

## What reviewers say

### Budget AI

[App page](https://appshunter.io/ios/app/budget-ai-expense-tracker/id6761604504)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $2.99 | per 7 days |
| Monthly Premium | $9.99 | per month |
| Yearly Premium | $24.99 | per year |


### Zeroed

[App page](https://appshunter.io/ios/app/zeroed-offline-budget-planner/id6804301133)

Manage your money effectively with this privacy-focused budgeting app. It utilizes the zero-based budgeting method to assign every dollar a purpose, keeping your financial data securely on your device. Enjoy features like receipt scanning, smart import, and detailed reports without any ads or subscriptions.

**Highlights:** Envelope budgeting, Privacy-focused, data stays on device, Receipt scanner, Smart bank statement import (CSV, PDF), Reports and charts, Scheduled transactions, Home-screen widgets

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zeroed - Offline Budget Planner | $19.99 | one-time |


## Frequently asked questions

### Is Budget AI free?

Budget AI is free to download, with in-app purchases available.

### Is Zeroed free?

Zeroed is free to download, with in-app purchases available.

### Do Budget AI or Zeroed have ads?

Neither Budget AI nor Zeroed shows ads.

### Which is updated more often, Budget AI or Zeroed?

Budget AI ships an update monthly, and Zeroed weekly. Most recently, Budget AI was updated on November 9, 2026 and Zeroed on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*