# BillShield AI vs Budget Planner App

The clearest difference is review sentiment: BillShield AI at 100% against Budget Planner App's 0%. BillShield AI also leads on iOS requirement (15.1 vs 26.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. BillShield AI sells 2 in-app purchases, starting at $4.99 per month and Budget Planner App sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

BillShield AI ships an update monthly, Budget Planner App every 2 weeks. Both last shipped on October 31, 2026.

## The numbers

| Metric | BillShield AI | Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.6 (5 ratings)](https://appshunter.io/ios/app/budget-planner-app-floosyo/id6765706351/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Freemium | Freemium |
| Size | 50 MB | 51 MB |
| Requires iOS | **15.1** | 26.1 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MSHL HIVE Pty Ltd](https://appshunter.io/developer/1870034633) | [AttenYo LLC](https://appshunter.io/developer/1896044047) |

## What reviewers say

### BillShield AI

[App page](https://appshunter.io/ios/app/billshield-ai/id6761608277)

Manage recurring bills and subscriptions with this private expense tracker. Get reminders for upcoming payments and gain insights into your spending habits. All your financial data is stored securely on your device.

**Highlights:** Track subscriptions and recurring bills, Record one-time expenses, Receive payment reminders, View weekly and monthly spending totals, Gain spending insights, Private, local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BillShield AI | $4.99 | per month |
| BillShield AI | $29.99 | per year |


### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-floosyo/id6765706351)

This app helps you identify and manage recurring expenses that drain your finances over time. It projects the future cost of subscriptions, bills, and daily habits, empowering you to make informed decisions about your spending.

**Highlights:** Voice-powered expense entry, Recurring expense tracking, Future spending projections, Daily, weekly, monthly, yearly cost breakdowns, Renewal reminders, Savings tracking

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FloosYo Pro Monthly | $9.99 | per month |
| FloosYo Pro Yearly | $99.99 | per year |


## Frequently asked questions

### Is BillShield AI free?

BillShield AI is free to download, with in-app purchases available.

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Do BillShield AI or Budget Planner App have ads?

Neither BillShield AI nor Budget Planner App shows ads.

### Which is updated more often, BillShield AI or Budget Planner App?

BillShield AI ships an update monthly, and Budget Planner App every 2 weeks. Most recently, BillShield AI was updated on October 31, 2026 and Budget Planner App on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*