# TrackSmart vs Bonsave

The clearest difference is update cadence: Bonsave at every 8 days against TrackSmart's every 3 weeks. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. TrackSmart sells 2 in-app purchases, starting at $6.99 per month and Bonsave sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for TrackSmart against 5.0 for Bonsave. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

TrackSmart ships an update every 3 weeks, Bonsave every 8 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | TrackSmart | Bonsave |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/tracksmart-net-worth-tracker/id6761645067/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/bonsave-net-worth-tracker/id6763772139/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Freemium | Freemium |
| Size | 20 MB | 82 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Adalberto Dominguez Segura](https://appshunter.io/developer/1890628437) | [Bonsave, LLC](https://appshunter.io/developer/1066408688) |

## What reviewers say

### TrackSmart

[App page](https://appshunter.io/ios/app/tracksmart-net-worth-tracker/id6761645067)

This budgeting app prioritizes privacy by keeping all your financial data on your device. It uses on-device AI for spending summaries and offers features like cash-flow forecasts, budget tracking, and PDF statement imports without requiring bank logins.

**Highlights:** On-device AI spending summaries, No bank login required, Cash-flow forecasting, Budget and goal tracking, PDF statement import, Home screen widgets

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $6.99 | per month |
| Pro Annual | $44.99 | per year |


### Bonsave

[App page](https://appshunter.io/ios/app/bonsave-net-worth-tracker/id6763772139)

This app connects your financial accounts to provide daily AI-driven insights and summaries of your spending, net worth, and savings goals. Chat with your AI assistant to ask questions about your finances and track your full portfolio in one place.

**Highlights:** Daily AI financial insights, Chat with AI assistant, Consolidated account view, Automated transaction categorization, Portfolio tracking (stocks, crypto, real estate), Budgeting and goal setting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bonsave Pro | $7.99 | per month |
| Bonsave Ultra | $14.99 | per month |


## Frequently asked questions

### Is TrackSmart free?

TrackSmart is free to download, with in-app purchases available.

### Is Bonsave free?

Bonsave is free to download, with in-app purchases available.

### Which has better reviews, TrackSmart or Bonsave?

TrackSmart and Bonsave are both rated 5.0 out of 5 on the App Store, from 4 and 2 ratings respectively.

### Do TrackSmart or Bonsave have ads?

Neither TrackSmart nor Bonsave shows ads.

### Which is updated more often, TrackSmart or Bonsave?

TrackSmart ships an update every 3 weeks, and Bonsave every 8 days. Most recently, TrackSmart was updated on October 24, 2026 and Bonsave on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*